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2020 - 'Nothing in your life will change until you make the decision to change'
Comments
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Thank youremote_control said:Wahey! Great news
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
End of month update:
Debts:
1. £8,153/ £8,106
2. £3,754/£3,733
3. £1,856/£0 😁
4. £4,726/£4,696Total: £18,489/£16,535
Car - £1,000/£0 😁
Mortgage - £108,099.83/£105,202.83
Savings:
LISA: £550.86
Premium bonds £350
Emergency fund: £301
Cash Buffer: £1050
House improvement fund: £10"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
You are doing great on debt reduction If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Thank you, getting there slowlydoingitanyway said:You are doing great on debt reduction "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Looking fabarooni I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
So is that 2 of the debts on your wee list fallen off your credit file?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
You’re doing amazing 🤩Sealed pot challenge 822
Jan - £176.66 :j5 -
Yes, number 1 came off this week, number 4 came off a few months ago, and no 2 is due off next month. No 3 has a year or more to go but is settled so should look better. 😁😁beanielou said:So is that 2 of the debts on your wee list fallen off your credit file?
Thank youdawnybabes said:You’re doing amazing 🤩 "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
Happy Payday everyone Also half term I'm working next week but at least have the bank holiday weekend ahead. DH is off so he'll be able to do stuff with the kids.
I'm shattered, I started work just after 5am this morning, and finished at 6.10 this evening 😱😱 I'm hoping for a better week next week. At least I'll have lots of time to get back.
I treated myself yesterday to a 2 month subscription to Now tv so that I could watch the Friends reunion. It was £9.99 for the two months, so not too bad. I really enjoyed the reunion, it was lovely 😃
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7
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