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2020 - 'Nothing in your life will change until you make the decision to change'

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Comments

  • jwil
    jwil Posts: 22,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hugs. I am too if it's any consolation. 
    I'm sorry to hear that.  I hope you are feeling a bit better now.

    Extra money and a window in. All going in the right direction :)
    Thank you :)  Slowly getting there :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Blimey that's good news about your car insurance refund! I wish ours would do that as we've definitely been driving less than normal.

    Good news about the second covid jab and the window getting measured, it's good to feel things are progressing :).
    Yes, it was really good to get it!  I did get one last year with the same company too.

    Things are definitely progressing :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • WinterWarrior
    WinterWarrior Posts: 6,113 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    What a beautiful beach, thank you for sharing. 
    Not all who wander are lost - J.R.R.Tolkien
    🌊 A smooth sea never made a skilled sailor 🌊

    My WW and friends diary is here 😁 … 
    https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p1

  • beanielou
    beanielou Posts: 96,726 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a wonderful picture.
    Food for the soul  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 22,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What a beautiful beach, thank you for sharing. 
    Thank you, it was a new one for us, so glad we found it!

    beanielou said:
    What a wonderful picture.
    Food for the soul  :)
    Thank you :)  Definitely, there is something so relaxing about being by the sea, and even just looking at pictures helps!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Day 2 with not feeling too bad, I'm hopeful things are improving.  I had a big meeting that I was very nervous about so would normally have been a wreck, today I was just a bit nervous.  It's so nice not feeling awful, I can't remember the last time I didn't.

    I'm 1st down now which is nice, if not for a good reason.  Looking back on my phone, it looks like I'm about 1/2st away from where I was in April last year, so not too far away if I can keep going.  I don't want to go back to the office any heavier than when I was last there!

    I've sold an item today, so that's ready to post tomorrow.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,403 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Beautiful photo! Glad your anxiety is subsiding.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Beautiful photo! Glad your anxiety is subsiding.
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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