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2020 - 'Nothing in your life will change until you make the decision to change'

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Comments

  • jwil
    jwil Posts: 22,051 Forumite
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    Parkyp said:
    Happy birthday to little jwil. 
    We haven’t had sunshine today but no rain so that’s a bonus. 
    Hopefully hubby gets his decluttering mood back.  Enjoy takeaway and cake 
    Thank you :)  Yes, dry is better than nothing.  Hope you are having a good weekend :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Robin09
    Robin09 Posts: 596 Forumite
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    Happy Birthday, little jwil 🎉 
    SPC 076
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Kitten868 said:
    Happy Birthday little jwil! Mines going to be 8 this year too. Seems insane. I can't have an 8 year old. Hope you've had a lovely day celebrating. 

    Could stuff for the garage be moved in front of the front door as a hint? Or even in the garden? You're doing so well xxx
    Thank you :)  It's crazy isn't it!  How time flies.

    Haha if I stuck stuff in front of the front door, I'd never be able to leave again 😆🙄 It would just sit there.  It will probably all blow up again soon and he'll get on with it.  Hopefully he'll do it before it comes to that though.

    Robin09 said:
    Happy Birthday, little jwil 🎉 
    Thank you :)

    Happy Birthday little Jwil. The years seem to have flown by - when you get to having a 17 and 23 year old - you wonder where they went.
    Thank you :)  Yes I can imagine, and dread that!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 February 2021 at 11:49AM
    Decluttering update.   DH has been focussing on decluttering hoarded magazines and papers.  It's actually better than I thought!

    52. Clothing
    53. DVD
    54. Aerosol
    55. Railway book
    56-61. Video tapes
    62-63. Notebooks
    64. Envelopes
    65. Paper bags
    66.-67. Annuals
    68-69. Ankle supports
    70. Bucket
    71. Spade
    72-127. Books
    128. Trainers


    Decluttering 2021 totals:
    Magazines/papers: 378
    Ebay parcels: 85
    Other: 128

    Total: 591

    Ebay listings: 89

    Survey/other earnings:
    Amazon: £12
    Paypal/cash: £114.05
    Other vouchers:£0
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH has gone to the tip so at least we can get to the shed now, and can get the trampoline out.  It's a lovely sunny day again today.

    I've been catching up with all of the admin stuff this morning.  Hoping to chill out a bit this afternoon in the sun. 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • savingholmes
    savingholmes Posts: 28,986 Forumite
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    You have made huge progress. Hope you enjoyed some time out in the sun this weekend.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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