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2020 - 'Nothing in your life will change until you make the decision to change'
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Hey @jwil I’ve just caught up. I’m so sorry you’re suffering so badly with your anxiety. Everything is so tough right now. But happy days you ended the month with £200, that’s great. And 5000 steps is definitely more realistic.
Good luck x4 -
Thank yousavingholmes said:Glad you've had a better day. Great that you have choices over what to do with the leftover money...
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thank youmissymoo81 said:Hey @jwil I’ve just caught up. I’m so sorry you’re suffering so badly with your anxiety. Everything is so tough right now. But happy days you ended the month with £200, that’s great. And 5000 steps is definitely more realistic.
Good luck x "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I hope everyone is well. I'm still up and down but gradually improving I think which is good.
I've had a busy few days on surveys, so I now have £10 to add to my amazon account and another £9-odd to go to the mortgage. I'm close to cash out on another two sites as well but one seems to have stopped sending me surveys and the other keeps screening me out which is annoying!
I've just done a muscle food order to top up the freezer so that will last a while.
I made some soup today to try and help settle my stomach. If nothing else I'm eating smaller portions so that's good.
PADs have been done still "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Good progress all round... I'm hoping to make some veg soup later.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Thank you. I made chicken soup. I need to look for some new recipes for soothing soups. I want to avoid tomatoes and lentils as they aggravate my stomach when it's like this (though I love them normally). I don't fancy anything with potato in it either. Fussy much? 😂savingholmes said:Good progress all round... I'm hoping to make some veg soup later."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
I'm feeling better today, hurrah! Long may it last. I'm very glad it's the weekend. One more week and then a week off too.
I haven't been very productive this week, so I've got lots to do next week.
I'm hoping to get some stuff done around the house this weekend. I'm fed up with this cold weather, we had a few days of milder weather which was nice, but now it's colder again. At least we've missed all the flooding and snow that others have had to put up with though.
It's all very cheering about vaccinations progressing well and cases dropping, lets hope it stays that way. Work have said we are not likely to be back in the office until late spring/summer at the very earliest, so I'm glad I'll have a bit more time at home. DH has been asked to go in for a couple of days at the start of March for some training. I'm taking that as a positive as they wouldn't be investing in training if he was imminently to be made redundant. Fingers crossed on that aspect."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Sounds promising on the training. Glad you have a week off coming up soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/254 -
Thank you, I'm looking forward to it!savingholmes said:Sounds promising on the training. Glad you have a week off coming up soon."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Good news on DH & the training.
Enjoy your weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5
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