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Jubilant January's NSD Challenge!

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Comments

  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Morning

    Sorry I got tied up in real life and missed updating - I now have 16 NSDs :)

    I would also like to go for 16 NSDs in February
  • No spends yesterday takes me to 14 days this month!

    And, I don't have any plans to spend today or tomorrow either, so on track to have a good month!
  • Checking in as i'm now up to 16 with 2 days to go!!
    Should be able to manage 1 more!

    Could you please put me down for 17 again next month please!!
    January Grocery Challenge £71.51/£150.00    48% spent!
    February Grocery Challenge £79.83/£112        71% spent!
    March Grocery Challenge £0.00/£93.00           0% spent!


    Save 2022    £2305.21
  • cathybird
    cathybird Posts: 16,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi candygirl :) :wave: and welcome! I've added you to the list. :)
  • cathybird
    cathybird Posts: 16,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Honeysucklelou2, Munchin, Speky and Saver.The.Taste :) :T:T:j:j:A
  • cathybird
    cathybird Posts: 16,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I actually didn't spend anything yesterday so that gives me another NSD - I'm now on 22. I didn't even think about it till this morning:rotfl: That's got to be a good thing!
  • It will be another NSD for me today - bringing me to 22/20. :) And the end of my challenge, I think, as grocery shopping tomorrow.
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February's shiny new thread is now up and running here :) :j:j :)
  • cathybird
    cathybird Posts: 16,448 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fantastic stuff Optimistic Saver :) :T:T:A
  • doingitanyway
    doingitanyway Posts: 10,925 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    I would like to aim for 16 NSDs in February.
    Tomorrow will be a NSD so I will finish January on 10/20. (I will checking tomorrow to confirm.)
    Thank you Cathybird.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 1400/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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