📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Jubilant January's NSD Challenge!

16667697172

Comments

  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    one more NSD yesterday for me Cathybird. Today won't be as it's pay day and I'm out for a meal this evening. So that's me for January, see you on the February thread.
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • cathybird
    cathybird Posts: 15,710 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 February 2020 at 11:39AM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets
    AbundantBudget 12/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    beanielou 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 6/10 LZ5ioOG.gifvyphs1D.gif
    cathybird 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    confusedsaving 5/10 LZ5ioOG.gifvyphs1D.gif
    CJRyder 10/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    delta13 11/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    doingitanyway 10/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Donkids22 14/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    Dottles1 14/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    Fivenations 8/15 LZ5ioOG.gifvyphs1D.gif
    Glitterbaby 5/20 LZ5ioOG.gifvyphs1D.gif
    Happy Monday 18/18 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gif
    Honeysucklelou2 13/11 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    Ivysmom 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    jammydodger 22/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    karenccs67 24/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    little_green 12/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    MidsHollie 12/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Money Choices 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    Muggle1000 31/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gif
    Munchin 16/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    Optimistic Saver 22/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    Purplemumof2 2/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gif
    Saver.The.Taste 17/17 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    scotmumof3 15/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    shopaholicnumber1 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    SpekySquarehead 16/13 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 20/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gif
    Thistimearound 12/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    TrushTush 20/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    Ttomo 6/10 LZ5ioOG.gifvyphs1D.gif
    Van_Girl 12/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,710 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Thistimearound and Dottles1 :) :j:j:j See you on the February thread! :)
  • cathybird
    cathybird Posts: 15,710 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    February's shiny new thread is now up and running here :)
  • Van_Girl
    Van_Girl Posts: 405 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    Adding my final NSD today, bringing me up to 12/15!!! I'm very pleased :beer:

    See you all on Febs thread :)
    £12k in 25 #14 £12,535.33/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k
      Debt Free January 2021
    • cathybird
      cathybird Posts: 15,710 Forumite
      Part of the Furniture 10,000 Posts Name Dropper Photogenic
      Van_Girl wrote: »
      Adding my final NSD today, bringing me up to 12/15!!! I'm very pleased :beer:

      See you all on Febs thread :)


      Well done Van_Girl :) :T:T:A See you at the February party! :)
    • Made it! 31 days with no unplanned spending. 😀
      Pay your debts off by Xmas 22 #TBC - £0/15k
      Pay your debts off by Xmas 21 #103 - £15,891/15k
    • cathybird
      cathybird Posts: 15,710 Forumite
      Part of the Furniture 10,000 Posts Name Dropper Photogenic
      Muggle1000 wrote: »
      Made it! 31 days with no unplanned spending. 😀


      Fantastic effort Muggle1000, well done you :) :T:T:T:T:A:)
    • karenccs67
      karenccs67 Posts: 1,088 Forumite
      Part of the Furniture 1,000 Posts Debt-free and Proud!
      24/15 :T:beer::j
      ***Dont save what is left after spending, spend what is left after saving***
    • I made it to 12/15, which isn't too bad. I think I keep my rules a little different. A spend day for me includes planned spends and fuel etc, because any day that I enter a shop, even a garage forecourt, is a day I may spend money on unnecessary rubbish (aka chocolate :rotfl: )
      Will pop over to the Feb board and set next months target :D

      https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1

      True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000



    This discussion has been closed.
    Meet your Ambassadors

    🚀 Getting Started

    Hi new member!

    Our Getting Started Guide will help you get the most out of the Forum

    Categories

    • All Categories
    • 351.4K Banking & Borrowing
    • 253.3K Reduce Debt & Boost Income
    • 453.8K Spending & Discounts
    • 244.4K Work, Benefits & Business
    • 599.7K Mortgages, Homes & Bills
    • 177.2K Life & Family
    • 258K Travel & Transport
    • 1.5M Hobbies & Leisure
    • 16.2K Discuss & Feedback
    • 37.6K Read-Only Boards

    Is this how you want to be seen?

    We see you are using a default avatar. It takes only a few seconds to pick a picture.