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Jubilant January's NSD Challenge!

1606163656672

Comments

  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Another NSD today bringing the total to 11/11 :). Totally skint and waiting for pay day on Friday. This January seems to have been particularly long!

    Well done :T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hi

    I've got 3 more NSDs =10/10 NSDs targett reached These were 25:26 and 28 Jan.
    Money Choices
    3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
    Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.00
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi

    I've got 3 more NSDs =10/10 NSDs targett reached These were 25:26 and 28 Jan.
    Money Choices

    Well done :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 January 2020 at 4:28PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets
    AbundantBudget 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    beanielou 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 6/10 LZ5ioOG.gifvyphs1D.gif
    cathybird 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    confusedsaving 5/10 LZ5ioOG.gifvyphs1D.gif
    CJRyder 10/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    delta13 11/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    doingitanyway 9/20 LZ5ioOG.gifvyphs1D.gif
    Donkids22 12/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    Dottles1 13/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    Fivenations 8/15 LZ5ioOG.gifvyphs1D.gif
    Glitterbaby 5/20 LZ5ioOG.gifvyphs1D.gif
    Happy Monday 16/18 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Honeysucklelou2 11/11 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    Ivysmom 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    jammydodger 20/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    karenccs67 17/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    little_green 12/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    MidsHollie 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Money Choices 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    Muggle1000 28/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif
    Munchin 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Optimistic Saver 21/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    Purplemumof2 2/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gif
    Saver.The.Taste 13/17 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    scotmumof3 15/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    shopaholicnumber1 20/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    SpekySquarehead 13/13 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 19/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Thistimearound 10/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    TrushTush 18/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    Ttomo 6/10 LZ5ioOG.gifvyphs1D.gif
    Van_Girl 10/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Thistimearound, beanielou, Happy Monday, Van_Girl, Honeysucklelou2 and Money Choices :) :j:j:j:j:j:A Fantastic stuff ! :)
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    MidsHollie wrote: »
    Oh no.... I'm still only at 11/15! No huge spends, and all of them thought through and planned. I should get one more, maybe two before the end of the month


    That's still a great result MidsHollie, especially for a first go at the challenge :) You've done really well :T:T :)
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 January 2020 at 4:28PM
    giinSfW.jpg


    Yes it's nearly a shiny new month after a looooong January ... any thoughts on targets? ... :)


    February targets

    AbundantBudget

    beanielou 15

    Butti

    cathybird 15

    confusedsaving

    CJRyder

    delta13 15

    doingitanyway

    Donkids22

    Dottles1 12

    Fivenations

    Happy Monday

    Honeysucklelou2

    Ivysmom

    jammydodger

    karenccs67

    little_green

    MidsHollie

    Money Choices

    Muggle1000

    Munchin

    Optimistic Saver 15

    Purplemumof2

    Saver.The.Taste

    scotmumof3

    shopaholicnumber1

    SpekySquarehead 16

    SSDD23

    Thistimearound

    TrushTush

    Ttomo

    Van_Girl

    :j ALL WELCOME TO JOIN!! :j
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    15 for me, thanks cathybird :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    15 for me, thanks cathybird :)


    Thanks beanielou :)
  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    another NSD chalked up yesterday

    This challenge really works for me so put me down for 12 again for February please Cathybird
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
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