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Jubilant January's NSD Challenge!
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Not a no-spend for me because I am meeting up with friends for cake/brunch and coffee, but I'm in a similar position to others, not loads of money to get me through till the end of February, so am gearing up for another pretty high target, I think.
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Another NSD yesterday bringing me to 20. Pretty surprised to be honest!Mortgage: £81,154.58 (03/19) - £54,849 (02/24)0
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delighted target beaten 21/20
for me today . though i was paid yesterday im hanging on to my
new budget till february a slight overspend this month as i had
bought paint for the lounge and kitchen but thrilled ive stayed away from unnecessary spends
this challenge is harder than it seems but Im staying determined0 -
Fantastic stuff shopaholicnumber1 and jammy dodger :T:T:j:j:A 0
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managed another 10/12 0
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Oh no.... I'm still only at 11/15! No huge spends, and all of them thought through and planned. I should get one more, maybe two before the end of the month
https://forums.moneysavingexpert.com/discussion/6086606/debt-free-by-23/p1True LBM, December 2019 = £32934. Current Debt = £12762. 1% Challenge = 61.1%. #51 3-6 Month EF Challenge = £1200/£6000
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21 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Day 16 NSD for me today, think I should just make my target...:j
Everyone is doing so well, I love this thread it’s so supportive, and really helps me stay on track. Thanks everyone :T0 -
A nice easy NSD today for me, so I should be up to 10!
Cancelled an event tomorrow night so there's no temptation, so should get the last 3 days of Jan... I'll be very pleased!£12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k0 -
Another NSD today bringing the total to 11/11. Totally skint and waiting for pay day on Friday. This January seems to have been particularly long! paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 170
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