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Jubilant January's NSD Challenge!

1616264666772

Comments

  • No spends yesterday takes me to 12. No spending today either.

    Next month, I'm going to aim for a new record of 16!
  • Yesterday was one, today is another :)
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dottles1 wrote: »
    another NSD chalked up yesterday

    This challenge really works for me so put me down for 12 again for February please Cathybird


    That's great to hear Dottles1 :) Well done on beating your target :T:T:A
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No spends yesterday takes me to 12. No spending today either.

    Next month, I'm going to aim for a new record of 16!

    Yay Speky! :) :T:T I've put you down for 13 because you say today isn't an NSD either, so well done on reaching your target :) :T:T:A
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    SSDD23 wrote: »
    Yesterday was one, today is another :)

    Well done SSDD23 :):T:T:j
  • Another NSD for me today, bringing me to 21/20.

    As it's a shorter month, I'm going for 15 NSDs in February, I think. Thanks cathybird. :)
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another NSD for me today, bringing me to 21/20.

    As it's a shorter month, I'm going for 15 NSDs in February, I think. Thanks cathybird. :)


    Well done on beating your target, Optimistic Saver :) :T:T:A and thanks for the Feb target. :)
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I will probably put the new thread up tomorrow, even though that's a couple of days early, because Fri will be a busy day at work. :)
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    I'm now on 11/12, as yesterday was a NSD. Today will be a spend day (food shop and posting something for my mum) but should make it to 12 by the 31st. :)

    Can you put me down for 15 in February Cathybird? Gonna try to stretch my moneysaving muscles a bit more :j
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Hello, can I put myself down for 29 days for February. I won't be including food shopping, fuel or pet food as long as I stick to my weekly budget. I also save left over money from these budgets for treats, for the kids, so I won't class that derailing when I spend the saved money. Thanks. Looking forward to staying in budget in Feb! Hopefully can carry it off all year so I can make a big sent in the debts. This really helped keep me focused in January and I paid a healthy amount off my debts so that's motivating me for Feb. X
    Pay your debts off by Xmas 22 #TBC - £0/15k
    Pay your debts off by Xmas 21 #103 - £15,891/15k
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