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Jubilant January's NSD Challenge!
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Still going strong as I have no money to spend ha. XPay your debts off by Xmas 22 #TBC - £0/15k
Pay your debts off by Xmas 21 #103 - £15,891/15k0 -
Delta13, yay on meeting and beating your target :j:j
Just checking, you're up to 10? ... I've got you on 9 and you've done 1 more?
Didn't manage a spend-free weekend - but had a nice 2 days out with the OH, and reasonably priced too (Bletchley Park - he paid entry, I paid for the packed lunch).
Tomorrow will be an NSD as I've got lunch for work, and some food in the freezer for dinner.Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)0 -
That's it - target reached !! another NSD today. I have a feeling that I will go over target this month as I haven't got a bean until Friday. Every cloud and all thatCC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
That's it - target reached !! another NSD today. I have a feeling that I will go over target this month as I haven't got a bean until Friday. Every cloud and all that
I got paid on Friday Dottles1 and don’t have much left to last me to the end of February. And wouldn’t you just know there’s an extra day thrown in at the end of the month...I’m sure it won’t seem as long as a January though!
As well as NSDs I’m going to aim for low spend weekends, as that’s the worst time for spending for me.0 -
Well done Dottles.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
No NSD yesterday as I realised I had forgot all the ingredients off the recipe for my lunches. Which meant I also had to buy lunch too. Only spent £9 but still.0
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Another early claim for me today, with 20/20 NSDs. Can't quite believe I have made it. Hoping for another 1 or 2 by Friday. Thanks for the support and inspiration everyone.From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.880 -
January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 10/10
beanielou 21/15
bestlifenow 4/20
Butti 6/10
cathybird 21/15
confusedsaving 5/10
CJRyder 10/16
delta13 10/12
doingitanyway 9/20
Donkids22 12/10
Dottles1 12/12
Fivenations 8/15
Glitterbaby 5/20
Happy Monday 16/18
Honeysucklelou2 10/11
Ivysmom 10/10
jammydodger 20/20
karenccs67 17/15
little_green 12/16
MidsHollie 11/15
Money Choices 7/10
Muggle1000 28/31
Munchin 11/15
Optimistic Saver 20/20
Purplemumof2 2/10
savequidalot 4/18
Saver.The.Taste 13/17
scotmumof3 15/31
shopaholicnumber1 20/15
SpekySquarehead 12/13
squanderscouse 4/15
SSDD23 17/20
Thistimearound 10/12
TrushTush 18/15
Ttomo 6/10
Van_Girl 10/15:j ALL WELCOME TO JOIN!! :j0 -
Well done Dottles1, Muggle1000 and Optimistic Saver!
:j:j:T:T:A
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SpekySquarehead wrote: »No NSD yesterday as I realised I had forgot all the ingredients off the recipe for my lunches. Which meant I also had to buy lunch too. Only spent £9 but still.
Onwards and upwards Speky£9 is pretty low-spend! :T
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