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Jubilant January's NSD Challenge!

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  • Still going strong as I have no money to spend ha. X
    Pay your debts off by Xmas 22 #TBC - £0/15k
    Pay your debts off by Xmas 21 #103 - £15,891/15k
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    cathybird wrote: »
    Delta13, yay on meeting and beating your target :j:j :) Just checking, you're up to 10? ... I've got you on 9 and you've done 1 more? :)
    Hiya, yes it is now 10/12 - I'd forgotten to update my signature!
    Didn't manage a spend-free weekend - but had a nice 2 days out with the OH, and reasonably priced too (Bletchley Park - he paid entry, I paid for the packed lunch).

    Tomorrow will be an NSD as I've got lunch for work, and some food in the freezer for dinner.
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Dottles1
    Dottles1 Posts: 495 Forumite
    Part of the Furniture 100 Posts Name Dropper
    That's it - target reached !! another NSD today. I have a feeling that I will go over target this month as I haven't got a bean until Friday. Every cloud and all that :)
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • Dottles1 wrote: »
    That's it - target reached !! another NSD today. I have a feeling that I will go over target this month as I haven't got a bean until Friday. Every cloud and all that :)

    I got paid on Friday Dottles1 and don’t have much left to last me to the end of February. And wouldn’t you just know there’s an extra day thrown in at the end of the month...I’m sure it won’t seem as long as a January though!

    As well as NSDs I’m going to aim for low spend weekends, as that’s the worst time for spending for me.
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well done Dottles.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • No NSD yesterday as I realised I had forgot all the ingredients off the recipe for my lunches. Which meant I also had to buy lunch too. Only spent £9 but still.
  • Another early claim for me today, with 20/20 NSDs. Can't quite believe I have made it. Hoping for another 1 or 2 by Friday. Thanks for the support and inspiration everyone.
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 28 January 2020 at 10:46PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets
    AbundantBudget 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    beanielou 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 6/10 LZ5ioOG.gifvyphs1D.gif
    cathybird 21/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    confusedsaving 5/10 LZ5ioOG.gifvyphs1D.gif
    CJRyder 10/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    delta13 10/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    doingitanyway 9/20 LZ5ioOG.gifvyphs1D.gif
    Donkids22 12/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gifwwkLBRV.gif
    Dottles1 12/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    Fivenations 8/15 LZ5ioOG.gifvyphs1D.gif
    Glitterbaby 5/20 LZ5ioOG.gifvyphs1D.gif
    Happy Monday 16/18 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Honeysucklelou2 10/11 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Ivysmom 10/10 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif0ChlWEJ.gif
    jammydodger 20/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    karenccs67 17/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    little_green 12/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    MidsHollie 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Money Choices 7/10 LZ5ioOG.gifvyphs1D.gif
    Muggle1000 28/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif
    Munchin 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Optimistic Saver 20/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gif
    Purplemumof2 2/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gif
    Saver.The.Taste 13/17 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    scotmumof3 15/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    shopaholicnumber1 20/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gifPN3GTFT.gif0ChlWEJ.gifwwkLBRV.gif
    SpekySquarehead 12/13 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 17/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Thistimearound 10/12 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    TrushTush 18/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    Ttomo 6/10 LZ5ioOG.gifvyphs1D.gif
    Van_Girl 10/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Dottles1, Muggle1000 and Optimistic Saver! :) :j:j:T:T:A
  • cathybird
    cathybird Posts: 15,680 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No NSD yesterday as I realised I had forgot all the ingredients off the recipe for my lunches. Which meant I also had to buy lunch too. Only spent £9 but still.

    Onwards and upwards Speky :) £9 is pretty low-spend! :T
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