Jubilant January's NSD Challenge!

cathybird

Happy_Monday wrote: »

Whoop whoop to the planned run of NSDs Cathybird :T

I’m pleased to announce I’m finally on double figures and have made it 10 NSDs

So, just wondering what everyone does about a planned food shop, do you include it in your NSDs or not? I usually do but have been debating whether I should or not. I decided after much deliberating not to include my fitness and running spends as I’d struggle to get a NSD some weeks, and I’m wondering now about food? I always shop at Aldi and I do only buy food, I don’t but clothes or stuff I don’t need say if I went to Tesco. So I’m thinking I might not include it, but then wonder if I should.......you can see this might take me a while to decide can’t you :rotfl::rotfl::rotfl::rotfl:

Well done Happy Monday :j:j:A and thanks

Re food, the rules are really up to you! You know yourself whether your spending is necessary or unnecessary, though food can fall on a spectrum as far as that goes. I take part in a veggie box scheme and because it is regular, automated and budgeted for and also consists of basic things like potatoes, onions and garlic, I don't include it. I shop once a month for other supplies and also buy totally unnecessary items like chocolate as one-offs and I include that spending. So, really it's your choice. It's a hard one to pin down.

Muggle1000

Hi everyone, I made it through the weekend without spending anything not budgeted for. Collected the weekly shop to avoid temptation. Spent the weekend doing free stuff like a lovely dog walk with my family. So that's 20/31 NSD for me. ��

Dottles1

Evening all. I'm back with another NSD today. That makes 7/12 so far. 'd better pull my socks up and crack on if I'm to make target this month.

little_green

10 as of today

little_green

Muggle1000 wrote: »

Hi everyone, I made it through the weekend without spending anything not budgeted for. Collected the weekly shop to avoid temptation. Spent the weekend doing free stuff like a lovely dog walk with my family. So that's 20/31 NSD for me. ��

20 is awesome!! :T

cathybird

Well done Happy Monday, Optimistic Saver, Muggle1000, Dottles1 and little_green :T:T:T:j:j:j:A

Happy_Monday

Muggle1000 wrote: »

Hi everyone, I made it through the weekend without spending anything not budgeted for. Collected the weekly shop to avoid temptation. Spent the weekend doing free stuff like a lovely dog walk with my family. So that's 20/31 NSD for me. ��

That sounds like the best kind of weekend :j

And 20 NSD is AMAZING :A :T

Happy_Monday

cathybird wrote: »

Well done Happy Monday :j:j:A and thanks

Re food, the rules are really up to you! You know yourself whether your spending is necessary or unnecessary, though food can fall on a spectrum as far as that goes. I take part in a veggie box scheme and because it is regular, automated and budgeted for and also consists of basic things like potatoes, onions and garlic, I don't include it. I shop once a month for other supplies and also buy totally unnecessary items like chocolate as one-offs and I include that spending. So, really it's your choice. It's a hard one to pin down.

Thanks for your advice cathybird. I don’t include my DD for my mobile and car insurance, which I class as planned necessary spends, so I think I’m going to bite the bullet and say food isn’t included, as it falls in the same category (in my mind!) As long as all I buy is food, and don’t include any sundry items. There, decision made

cathybird

Morning all, 16/15 for me today.

cathybird

Happy_Monday wrote: »

Thanks for your advice cathybird. I don’t include my DD for my mobile and car insurance, which I class as planned necessary spends, so I think I’m going to bite the bullet and say food isn’t included, as it falls in the same category (in my mind!) As long as all I buy is food, and don’t include any sundry items. There, decision made

Happy Monday, I don't include any of my DDs as a spend.