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Jubilant January's NSD Challenge!

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Comments

  • Turned out to be a NSD today - bringing me to 11/20. :j
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • TrushTush
    TrushTush Posts: 218 Forumite
    Sixth Anniversary 100 Posts Photogenic Energy Saving Champion
    I can’t add up! Doh!
    Today actually takes us to 13/15
    NSDs on (I have a printed diary just to track them and what I spent... taking this rather too seriously! :rotfl:

    3/1
    5/1
    6/1
    8/1
    9/1
    11/1
    12/1
    13/1
    14/1
    15/1
    16/1
    18/1
    19/1


    :dance:
    Really chuffed, going to up the target next month!

    13/15
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
  • Dash it, didn’t make a NSD today. Took mum out for some things for her new house this afternoon and called for a coffee whilst we were out.......as easy as that a NSD scuppered......BUT, on a positive note, I had a voucher for a free coffee so only paid for one. And on another positive note I walked past B and M and Home Bargains and DID NOT GO IN :T:T:T:T:T. This is a miracle for me as those shops are my downfall.

    So only a couple of pounds spent yesterday and today, so in the grand scheme of thing not too horrendous.
  • Checking in while feeling extremely tired, my shift patterns are so changeable so cant get into a routine!

    However this means I have no energy for even thinking about spending so checking in with another 2 days taking me to 11
    January Grocery Challenge £71.51/£150.00    48% spent!
    February Grocery Challenge £79.83/£112        71% spent!
    March Grocery Challenge £0.00/£93.00           0% spent!


    Save 2022    £2305.21
  • donkids22
    donkids22 Posts: 289 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    I'm at 9 out if 10 nsds for the month. Hoping to hit target tomorrow after that everyday is a bonus and just goes to show what I can do when I'm focused
    If you dream it can you do it????????
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Optimistic Saver, TrushTush, Saver.The.Taste and Donkids22 :) :T:T:j:j:A Fantastic efforts :) Everyone is doing really well :)
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Dash it, didn’t make a NSD today. Took mum out for some things for her new house this afternoon and called for a coffee whilst we were out.......as easy as that a NSD scuppered......BUT, on a positive note, I had a voucher for a free coffee so only paid for one. And on another positive note I walked past B and M and Home Bargains and DID NOT GO IN :T:T:T:T:T. This is a miracle for me as those shops are my downfall.

    So only a couple of pounds spent yesterday and today, so in the grand scheme of thing not too horrendous.


    Happy Monday, going past your favourite shops and not going in is definitely progress, well done you :) :j:j:j:j and taking your mum for a coffee is a nice thing to do anyway :A:):) so well done on the low-spend day :) :T
  • cathybird wrote: »
    Happy Monday, going past your favourite shops and not going in is definitely progress, well done you :) :j:j:j:j and taking your mum for a coffee is a nice thing to do anyway :A:):) so well done on the low-spend day :) :T


    Thanks Cathybird, you always make me feel so much better about things :A
  • NSD 15/20 today pyjama day between night shifts and got on with some knitting when I got up
    meals prepped to take to work
  • cathybird
    cathybird Posts: 16,445 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    NSD 15/20 today pyjama day between night shifts and got on with some knitting when I got up
    meals prepped to take to work


    Well done jammy dodger :) :T:T:A, great stuff :j:j:)
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