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Jubilant January's NSD Challenge!
Comments
-
January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 7/10

beanielou 16/15





bestlifenow 4/20
Butti 5/10

cathybird 13/15


confusedsaving 5/10

CJRyder 10/16


delta13 8/12

doingitanyway 8/20

Donkids22 8/10

Dottles1 6/12

Fivenations 8/15

Glitterbaby 5/20

Happy Monday 9/18

Honeysucklelou2 6/11

Ivysmom 7/10

jammydodger 13/20


karenccs67 12/15


little_green 7/16

MidsHollie 8/15

Muggle1000 17/31



Munchin 11/15


Optimistic Saver 10/20


Purplemumof2 2/10
savequidalot 4/18

Saver.The.Taste 9/17

scotmumof3 15/31



shopaholicnumber1 9/15

SpekySquarehead 6/13

squanderscouse 4/15
SSDD23 10/20


Thistimearound 5/12

TrushTush 10/15


Ttomo 6/10

Van_Girl 8/15
:j ALL WELCOME TO JOIN!! :j0 -
Happy_Monday wrote: »Still on 9 NSD, was planning on making it number 10 today, but a couple of the girls at work have been really helpful whilst I’ve been short staffed so I treated them to a Costa.....they really appreciated it, so it was money well spent in my eyes. Although crikey me aren’t they expensive.......not a place I go to and I can see why now :eek::eek
Happy weekend everyone :j:j
Hey Happy Monday, sounds generous of you and treating people at work is such a good thing to do - so often work can be a bit thankless. So well done you
:A and have a happy weekend too
0 -
Fantastic stuff beanielou
:j:j:j :A Well done! 
Thanks cathybird
You know what I am going to say........:pI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
Happy to have limped my way to 10/20 NSDs, finally.
I count my grocery spends as Spend Days. And I don't do one big grocery shop - rather lots of little shops in different supermarkets to buy as cheaply as possible, so been a bit challenging this month, as we top back up on food for the month ahead.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Well done, Optimistic Saver!
:T:T :A It sounds like quite a tricky way of doing groceries, since you've got a relatively high target? ... 0 -
Well done, Optimistic Saver!
:T:T :A It sounds like quite a tricky way of doing groceries, since you've got a relatively high target? ...
It is a bit fiddly, cathybird. But needs must.
It helps that my OH is a chef, so we live pretty simply and cheaply really, when it comes to grocery shopping. As long as he has a carrot, onion and some celery (the 'holy trinity' of Italian cooking :rotfl:) all is good in the world.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Not sure about today yet.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0
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