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Jubilant January's NSD Challenge!

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Comments

  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 January 2020 at 6:56PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 7/10 LZ5ioOG.gifvyphs1D.gif
    beanielou 16/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 5/10 LZ5ioOG.gifvyphs1D.gif
    cathybird 13/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    confusedsaving 5/10 LZ5ioOG.gifvyphs1D.gif
    CJRyder 10/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    delta13 8/12 LZ5ioOG.gifvyphs1D.gif
    doingitanyway 8/20 LZ5ioOG.gifvyphs1D.gif
    Donkids22 8/10 LZ5ioOG.gifvyphs1D.gif
    Dottles1 6/12 LZ5ioOG.gifvyphs1D.gif
    Fivenations 8/15 LZ5ioOG.gifvyphs1D.gif
    Glitterbaby 5/20 LZ5ioOG.gifvyphs1D.gif
    Happy Monday 9/18 LZ5ioOG.gifvyphs1D.gif
    Honeysucklelou2 6/11 LZ5ioOG.gifvyphs1D.gif
    Ivysmom 7/10 LZ5ioOG.gifvyphs1D.gif
    jammydodger 13/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    karenccs67 12/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    little_green 7/16 LZ5ioOG.gifvyphs1D.gif
    MidsHollie 8/15 LZ5ioOG.gifvyphs1D.gif
    Muggle1000 17/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Munchin 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Optimistic Saver 10/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Purplemumof2 2/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gifvyphs1D.gif
    Saver.The.Taste 9/17 LZ5ioOG.gifvyphs1D.gif
    scotmumof3 15/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    shopaholicnumber1 9/15 LZ5ioOG.gifvyphs1D.gif
    SpekySquarehead 6/13 LZ5ioOG.gifvyphs1D.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 10/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Thistimearound 5/12 LZ5ioOG.gifvyphs1D.gif
    TrushTush 10/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Ttomo 6/10 LZ5ioOG.gifvyphs1D.gif
    Van_Girl 8/15 LZ5ioOG.gifvyphs1D.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Still on 9 NSD, was planning on making it number 10 today, but a couple of the girls at work have been really helpful whilst I’ve been short staffed so I treated them to a Costa.....they really appreciated it, so it was money well spent in my eyes. Although crikey me aren’t they expensive.......not a place I go to and I can see why now :eek::eek

    Happy weekend everyone :j:j


    Hey Happy Monday, sounds generous of you and treating people at work is such a good thing to do - so often work can be a bit thankless. So well done you :) :A and have a happy weekend too :)
  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 January 2020 at 11:26PM
    beanielou wrote: »
    15 for me today.

    Fantastic stuff beanielou :) :j:j:j :A Target reached! Well done! :T:T :)
  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Butti wrote: »
    Heady heights of NSD 5 today.
    Going to the pub tomorrow and away on Sunday so who knows when I'll get my next one in!

    Well done Butti! :) :T:T Have a good time at the pub and on Sunday :)
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    cathybird wrote: »
    Fantastic stuff beanielou :) :j:j:j :A Well done! :)

    Thanks cathybird :)
    You know what I am going to say........:p
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Thanks cathybird :)
    You know what I am going to say........:p


    I know, beanielou, but it's still just as fantastic! :) :T:T
  • Happy to have limped my way to 10/20 NSDs, finally.

    I count my grocery spends as Spend Days. And I don't do one big grocery shop - rather lots of little shops in different supermarkets to buy as cheaply as possible, so been a bit challenging this month, as we top back up on food for the month ahead.
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,674 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done, Optimistic Saver! :) :T:T :A It sounds like quite a tricky way of doing groceries, since you've got a relatively high target? ...
  • cathybird wrote: »
    Well done, Optimistic Saver! :) :T:T :A It sounds like quite a tricky way of doing groceries, since you've got a relatively high target? ...

    It is a bit fiddly, cathybird. But needs must. :)

    It helps that my OH is a chef, so we live pretty simply and cheaply really, when it comes to grocery shopping. As long as he has a carrot, onion and some celery (the 'holy trinity' of Italian cooking :rotfl:) all is good in the world.
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • beanielou
    beanielou Posts: 95,684 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not sure about today yet.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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