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Jubilant January's NSD Challenge!

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Comments

  • Day number 9 for me and off tomorrow so fingers crossed for 10 tomorrow, didn't think i'd ever say it but more rain please!!
    January Grocery Challenge £71.51/£150.00    48% spent!
    February Grocery Challenge £79.83/£112        71% spent!
    March Grocery Challenge £0.00/£93.00           0% spent!


    Save 2022    £2305.21
  • CJRyder
    CJRyder Posts: 238 Forumite
    Fifth Anniversary 100 Posts Mortgage-free Glee! Photogenic
    NSD 10/16 today!
    Mortgage free by 33 - (21/07/22 - 32 years and a bit...)

    Most DIY problems can be solved by a combination of spanner, pliers, screwdriver, Allan key and a blade. (Hold it, twist it, cut it!) Very occasionally industrial language, a hammer and an adhesive may need to be added to the mix. (Curse it, hit it, patch it!)
  • Day 9/20 today.

    Been lots of ‘bits’ of grocery shopping and replacing things that have run out. Hoping for a run of NSDs next week, with all necessary spends out of the way.
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 January 2020 at 10:23PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 7/10 LZ5ioOG.gifvyphs1D.gif
    beanielou 15/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 5/10 LZ5ioOG.gifvyphs1D.gif
    cathybird 12/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    confusedsaving 3/10 LZ5ioOG.gif
    CJRyder 10/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    delta13 8/12 LZ5ioOG.gifvyphs1D.gif
    doingitanyway 7/20 LZ5ioOG.gifvyphs1D.gif
    Donkids22 7/10 LZ5ioOG.gifvyphs1D.gif
    Dottles1 6/12 LZ5ioOG.gifvyphs1D.gif
    Fivenations 8/15 LZ5ioOG.gifvyphs1D.gif
    Glitterbaby 5/20 LZ5ioOG.gifvyphs1D.gif
    Happy Monday 9/18 LZ5ioOG.gifvyphs1D.gif
    Honeysucklelou2 6/11 LZ5ioOG.gifvyphs1D.gif
    Ivysmom 7/10 LZ5ioOG.gifvyphs1D.gif
    jammydodger 13/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    karenccs67 12/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    little_green 7/16 LZ5ioOG.gifvyphs1D.gif
    MidsHollie 6/15 LZ5ioOG.gifvyphs1D.gif
    Muggle1000 17/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Munchin 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Optimistic Saver 9/20 LZ5ioOG.gifvyphs1D.gif
    Purplemumof2 2/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gifvyphs1D.gif
    Saver.The.Taste 9/17 LZ5ioOG.gifvyphs1D.gif
    scotmumof3 15/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    shopaholicnumber1 9/15 LZ5ioOG.gifvyphs1D.gif
    SpekySquarehead 6/13 LZ5ioOG.gifvyphs1D.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 10/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Thistimearound 5/12 LZ5ioOG.gifvyphs1D.gif
    TrushTush 10/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Ttomo 6/10 LZ5ioOG.gifvyphs1D.gif
    Van_Girl 8/15 LZ5ioOG.gifvyphs1D.gif
    :j ALL WELCOME TO JOIN!! :j
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Happy Monday, beanielou, delta13, Saver.The.Taste, CJRyder and Optimistic Saver :) :j:j:T:T:A Fantastic efforts all :) :A
  • Thursday (16th) was a NSD - avoided the supermarkets despite DD pleading for a snack! ( She had already eaten a meal I hasten to add). 6/11 days is the new total :).
    paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
    2026 savings challenge £0/£2000
    EF £140. Savings 2 £2.17
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thursday (16th) was a NSD - avoided the supermarkets despite DD pleading for a snack! ( She had already eaten a meal I hasten to add). 6/11 days is the new total :).


    Well done Honeysucklelou2! :) :j:j
  • A spendy 2 days in London with work will probably all go on expenses but I'm not giving myself a break. Still on 6 NSD's.
  • cathybird
    cathybird Posts: 16,430 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Fair enough Speky - my thought if you will get it on expenses it's a non-spend? But it's your rules, obviously. :)
  • Finally going to get number 10 today :)
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