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Jubilant January's NSD Challenge!
Comments
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Day number 9 for me and off tomorrow so fingers crossed for 10 tomorrow, didn't think i'd ever say it but more rain please!!January Grocery Challenge £71.51/£150.00 48% spent!
February Grocery Challenge £79.83/£112 71% spent!
March Grocery Challenge £0.00/£93.00 0% spent!
Save 2022 £2305.210 -
NSD 10/16 today!Mortgage free by 33 - (21/07/22 - 32 years and a bit...)
Most DIY problems can be solved by a combination of spanner, pliers, screwdriver, Allan key and a blade. (Hold it, twist it, cut it!) Very occasionally industrial language, a hammer and an adhesive may need to be added to the mix. (Curse it, hit it, patch it!)0 -
Day 9/20 today.
Been lots of ‘bits’ of grocery shopping and replacing things that have run out. Hoping for a run of NSDs next week, with all necessary spends out of the way.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 7/10

beanielou 15/15




bestlifenow 4/20
Butti 5/10

cathybird 12/15


confusedsaving 3/10
CJRyder 10/16


delta13 8/12

doingitanyway 7/20

Donkids22 7/10

Dottles1 6/12

Fivenations 8/15

Glitterbaby 5/20

Happy Monday 9/18

Honeysucklelou2 6/11

Ivysmom 7/10

jammydodger 13/20


karenccs67 12/15


little_green 7/16

MidsHollie 6/15

Muggle1000 17/31



Munchin 11/15


Optimistic Saver 9/20

Purplemumof2 2/10
savequidalot 4/18

Saver.The.Taste 9/17

scotmumof3 15/31



shopaholicnumber1 9/15

SpekySquarehead 6/13

squanderscouse 4/15
SSDD23 10/20


Thistimearound 5/12

TrushTush 10/15


Ttomo 6/10

Van_Girl 8/15
:j ALL WELCOME TO JOIN!! :j0 -
Well done Happy Monday, beanielou, delta13, Saver.The.Taste, CJRyder and Optimistic Saver
:j:j:T:T:A Fantastic efforts all
:A 0 -
Thursday (16th) was a NSD - avoided the supermarkets despite DD pleading for a snack! ( She had already eaten a meal I hasten to add). 6/11 days is the new total
. paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.170 -
Honeysucklelou2 wrote: »Thursday (16th) was a NSD - avoided the supermarkets despite DD pleading for a snack! ( She had already eaten a meal I hasten to add). 6/11 days is the new total
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Well done Honeysucklelou2!
:j:j 0 -
A spendy 2 days in London with work will probably all go on expenses but I'm not giving myself a break. Still on 6 NSD's.0
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Fair enough Speky - my thought if you will get it on expenses it's a non-spend? But it's your rules, obviously.
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Finally going to get number 10 today
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