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Jubilant January's NSD Challenge!
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Absolutely brilliant effort scotmumof3scotmumof3 wrote: »I have made it to 15 NSDs can't believe it. Thanks to you guys for keeping me honest :T
:T:T:T:T:A Congratulations on having so much discipline 0 -
NSD 12/20 today
nearly a spendy as i was going to look at a sofa for sale on
gumtree but decided i'll keep my comfy saggy sofa for now ..its
sooo hard to part with0 -
No 13 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Well done jammy dodger and beanielou :T:T:A 0
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scotmumof3 wrote: »I have made it to 15 NSDs can't believe it. Thanks to you guys for keeping me honest :T
Impressive work Scotmumof3!
I'm going to add today as number 8/15, though had to pay out a pre-budgeted amount for a roof repair. However, I've not spent a single penny out of my personal budget so I'm still counting it!
It's so much harder than I thought. Didn't realise how often I just think "oooo might just pick up a (insert item here) on my way to/from..." Or more likely, how often I just want to buy a snack :rotfl: But I'm half way through my NS week, which I'm very happy with£12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k0 -
Impressive work Scotmumof3!
I'm going to add today as number 8/15, though had to pay out a pre-budgeted amount for a roof repair. However, I've not spent a single penny out of my personal budget so I'm still counting it!
It's so much harder than I thought. Didn't realise how often I just think "oooo might just pick up a (insert item here) on my way to/from..." Or more likely, how often I just want to buy a snack :rotfl: But I'm half way through my NS week, which I'm very happy with
Well done Van_Girl :T:T You're so right about it being harder than it seems and I think the sense of having to use restraint is one of the things that makes it hard. But I try to remember that being self-restrained is one of the things that helps to ensure that I won't have self-restraint forced upon me! 0 -
Number 4 for me today, I'm finding it hard this month too.0
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I haven't spent anything today and won't now so 11/15. 0
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7 so far. not sure how i feel about that.0
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NSD no. 4 today.
Will have to go shopping tomorrow.Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0
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