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Jubilant January's NSD Challenge!

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  • cathybird
    cathybird Posts: 15,676 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    There is something I need at the shops today but it's too late now. The only silver-lining is another NSD. So, 8/20 for me. My target is slipping away from me...:(


    Well done doingitanyway! :T:T :) You would have to work pretty hard from here to reach 20 but 20 is a pretty high target, and hard to reach, plus any NSD is better than none! Go for it though :) :j:j:A
  • cathybird
    cathybird Posts: 15,676 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 January 2020 at 11:48PM
    January

    LZ5ioOG.gif = off to a start!

    vyphs1D.gif = five days

    lCX2j2w.gif = 10 days

    FIOOeVG.gif = 15 days

    PN3GTFT.gif = 20 days
    0ChlWEJ.gif = target reached

    wwkLBRV.gif = target beaten


    January targets

    AbundantBudget 7/10 LZ5ioOG.gifvyphs1D.gif
    beanielou 16/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif0ChlWEJ.gifwwkLBRV.gif
    bestlifenow 4/20 LZ5ioOG.gif
    Butti 5/10 LZ5ioOG.gifvyphs1D.gif
    cathybird 14/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    confusedsaving 5/10 LZ5ioOG.gifvyphs1D.gif
    CJRyder 10/16 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    delta13 9/12 LZ5ioOG.gifvyphs1D.gif
    doingitanyway 8/20 LZ5ioOG.gifvyphs1D.gif
    Donkids22 9/10 LZ5ioOG.gifvyphs1D.gif
    Dottles1 6/12 LZ5ioOG.gifvyphs1D.gif
    Fivenations 8/15 LZ5ioOG.gifvyphs1D.gif
    Glitterbaby 5/20 LZ5ioOG.gifvyphs1D.gif
    Happy Monday 9/18 LZ5ioOG.gifvyphs1D.gif
    Honeysucklelou2 6/11 LZ5ioOG.gifvyphs1D.gif
    Ivysmom 7/10 LZ5ioOG.gifvyphs1D.gif
    jammydodger 15/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    karenccs67 12/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    little_green 7/16 LZ5ioOG.gifvyphs1D.gif
    MidsHollie 8/15 LZ5ioOG.gifvyphs1D.gif
    Muggle1000 17/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    Munchin 11/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Optimistic Saver 11/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Purplemumof2 2/10 LZ5ioOG.gif
    savequidalot 4/18 LZ5ioOG.gifvyphs1D.gif
    Saver.The.Taste 11/17 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    scotmumof3 15/31 LZ5ioOG.gifvyphs1D.giflCX2j2w.gifFIOOeVG.gif
    shopaholicnumber1 9/15 LZ5ioOG.gifvyphs1D.gif
    SpekySquarehead 6/13 LZ5ioOG.gifvyphs1D.gif
    squanderscouse 4/15 LZ5ioOG.gif
    SSDD23 10/20 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Thistimearound 5/12 LZ5ioOG.gifvyphs1D.gif
    TrushTush 13/15 LZ5ioOG.gifvyphs1D.giflCX2j2w.gif
    Ttomo 6/10 LZ5ioOG.gifvyphs1D.gif
    Van_Girl 9/15 LZ5ioOG.gifvyphs1D.gif
    :j ALL WELCOME TO JOIN!! :j
  • TrushTush
    TrushTush Posts: 218 Forumite
    Sixth Anniversary 100 Posts Photogenic Energy Saving Champion
    Yesterday was a planned spend day (I count planned grocery shopping as a spend day) but today we resisted - even walking past Greggs after a frustrating appointment without treating ourselves, and not buying the dog a treat when checking out a new local pet shop.
    This challenge is 100% changing our habits by making us think twice about those silly little spends which added up!

    Today took us to 11 / 15
    No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
    Clear all Debt in 2020 #97 WE DID IT!! DFD June2020
  • Van_Girl
    Van_Girl Posts: 404 Forumite
    Fifth Anniversary 100 Posts Photogenic Name Dropper
    TrushTush wrote: »
    This challenge is 100% changing our habits by making us think twice about those silly little spends which added up!

    This is exactly how I feel. It's almost upsetting to realise how easily the pennies have slipped through my fingers previously. So many pointless purchases :mad:

    I managed number 9/15 on Thursday, and almost had yesterday nailed before DH enticed me out last night. Did stick to dry Jan and only had a couple of soft drinks and a game of pool - nothing like my previous Friday nights :rotfl:. Today was a spendy day anyway as it's a friend's birthday, however I'll be aiming for number 10 tomorrow!
    £12k in 25 #14 £10,474.10/£18k 24 #14 £15,653.11/£18k 23 #14 £17,195.80/£18k 22 #20 £23,024.86/£23k
      Debt Free January 2021
    • NSD 14/20 today and hoping for another tomorrow
      deleting "saved cards" on my phone is really helping I'm coming onto this website instead of browsing for stuff :)
      have a great weekend
      JD
    • Morning all, Happy Sunday to you all. I'm still on 9 NSD :(

      I was really hoping to make it 10 yesterday, but it was my friends birthday and I was popping to see her for a coffee and thought it would be nice to take some danish pastries for us to have with our cuppa.......to be honest my waist line would have thanked me for not having it, but my friend really appreciated it! It was only a couple of pounds though, and on the plus side that's all I bought, which is good for me....

      Not sure about today - really, really, really want a NSD, no plans other than meeting a friend for a dog walk this morning and then cooking Sunday lunch, and I've got everything in for that I need, I should, hopefully make double figures today!

      Hope everyone has a lovely Sunday! :j
    • cathybird
      cathybird Posts: 15,676 Forumite
      Part of the Furniture 10,000 Posts Name Dropper Photogenic
      Well done TrushTush, Van_Girl and jammy dodger :) :T:T:T:T:A So pleased to hear the challenge is helping people rethink purchases and I can't agree more, it has stopped me from buying lots of stupid stuff, I am quite sure. :)


      Today will be 14/15 for me, if all goes well! :)
    • cathybird
      cathybird Posts: 15,676 Forumite
      Part of the Furniture 10,000 Posts Name Dropper Photogenic
      Morning all, Happy Sunday to you all. I'm still on 9 NSD :(

      I was really hoping to make it 10 yesterday, but it was my friends birthday and I was popping to see her for a coffee and thought it would be nice to take some danish pastries for us to have with our cuppa.......to be honest my waist line would have thanked me for not having it, but my friend really appreciated it! It was only a couple of pounds though, and on the plus side that's all I bought, which is good for me....

      Not sure about today - really, really, really want a NSD, no plans other than meeting a friend for a dog walk this morning and then cooking Sunday lunch, and I've got everything in for that I need, I should, hopefully make double figures today!

      Hope everyone has a lovely Sunday! :j


      Happy Monday, I don't think you should feel bad about generosity to a friend on her birthday - you probably made her day, so it's all good. :A Also, you only spent a couple of quid all day :) You have a lovely Sunday too and go for it with the NSD today xx :) :j:j
    • delta13
      delta13 Posts: 322 Forumite
      Sixth Anniversary 100 Posts Name Dropper
      I've made it to 9/12 - no spend yesterday (apart from paying a water bill that was planned in).

      The coming week will be tricky - I have my mum's birthday coming up so I'll be going out to get her a card and present, and I'm also going to need to do my weekly food shop - not normally a big deal but I'm working an awkward shift at work which will means I'll have to fork out on a taxi to get to the shops twice this week (so I have enough time to do the shopping I need).

      On the plus side I have 2x vouchers for a free lunch at work, so will save some money there :)
      Save £12k in 2022 = £3705.97/ £7,500 (49%)
      Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


    • cathybird
      cathybird Posts: 15,676 Forumite
      Part of the Furniture 10,000 Posts Name Dropper Photogenic
      delta13 wrote: »
      I've made it to 9/12 - no spend yesterday (apart from paying a water bill that was planned in).

      The coming week will be tricky - I have my mum's birthday coming up so I'll be going out to get her a card and present, and I'm also going to need to do my weekly food shop - not normally a big deal but I'm working an awkward shift at work which will means I'll have to fork out on a taxi to get to the shops twice this week (so I have enough time to do the shopping I need).

      On the plus side I have 2x vouchers for a free lunch at work, so will save some money there :)


      Well done delta13 :) :T:T You're so close to your goal anyway that I doubt that an upcoming tricky week will slow you down much! :) :T:T
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