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Jubilant January's NSD Challenge!
Comments
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January
= off to a start!
= five days
= 10 days
= 15 days
= 20 days
= target reached
= target beaten
January targets
AbundantBudget 7/10
beanielou 16/15
bestlifenow 4/20
Butti 5/10
cathybird 17/15
confusedsaving 5/10
CJRyder 10/16
delta13 9/12
doingitanyway 8/20
Donkids22 10/10
Dottles1 9/12
Fivenations 8/15
Glitterbaby 5/20
Happy Monday 10/18
Honeysucklelou2 6/11
Ivysmom 7/10
jammydodger 15/20
karenccs67 12/15
little_green 10/16
MidsHollie 8/15
Money Choices 7/10
Muggle1000 20/31
Munchin 11/15
Optimistic Saver 14/20
Purplemumof2 2/10
savequidalot 4/18
Saver.The.Taste 11/17
scotmumof3 15/31
shopaholicnumber1 14/15
SpekySquarehead 9/13
squanderscouse 4/15
SSDD23 10/20
Thistimearound 5/12
TrushTush 15/15
Ttomo 6/10
Van_Girl 9/15:j ALL WELCOME TO JOIN!! :j0 -
Well done cathybird on reaching your target :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
Not a penny was spent yesterday, now up to 9 NSD's
Had to buy ibuprofen this morning and succumbed to a snickers at the same time. No NSD. Disappointing!0 -
SpekySquarehead wrote: »Not a penny was spent yesterday, now up to 9 NSD's
Had to buy ibuprofen this morning and succumbed to a snickers at the same time. No NSD. Disappointing!
Speky, well done on reaching 9
:T:T and you're actually pretty close to your goal! Only 4 to go :j:j 0 -
Not one today.
Needed chocolate!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
SpekySquarehead wrote: »Not a penny was spent yesterday, now up to 9 NSD's
Had to buy ibuprofen this morning and succumbed to a snickers at the same time. No NSD. Disappointing!
Ohhhh snickers are hard to resist though......0 -
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Re choccie, could not live without it, bulk buy at the start of the month :rotfl:0
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No chocolate for me, today (well, not purchased anyway). There is always a supply in the cupboard.
Today was a NSD, so 13/20 and focused on getting lots more in the bag this week. The NSD-bag that is, not the shopping bag.... :rotfl: March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730
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