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Jubilant January's NSD Challenge!
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Re choccie, could not live without it, bulk buy at the start of the month :rotfl:
Ahhh but then I would eat it all.............I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.0 -
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can I report that Monday and Tuesday were both NSD's. I reckon that puts me a 9/12 - so far so good.CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
CC4 Aug 2020 £0
Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £00 -
NSD 10:j:target met going to carry on my next target is 15 another 5.If you dream it can you do it????????0
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I'm declaring super early, that today will be a NSD. 14/20. Hands in pockets. No spending.March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.730 -
Well done Dottles1, Donkids22 and Optimistic Saver
:T:T:j:j:A 0 -
Another NSD for me today, 17/15.
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hit target yesterday!! :dance: 15/15
Today I'm not counting as DS2 ran out of credit on his phone (last topped up in September!) - he on'y uses it to text to say he's set off from school to walk home, annoyed we couldn't stretch it until Friday but it's okay.
Still really chuffed!No Spend Days 2020 Jul 24 / 28 Jun 20/25 May 22/25 Apr 20/25 Mar 16/25 Feb 20/20 Jan 20/15
Clear all Debt in 2020 #97 WE DID IT!! DFD June20200 -
Since my last post (Thursday), I've had another 5 NSD's - a full run except for a 70p stamp to post my daughter's 21st birthday card! That brings me to 14 for the month. OFSTED inspection may be grim, and mean working for the last 10 days straight but it's REALLY good for the budget!! :rotfl: Keep battling on NSDers!Mortgage: £81,154.58 (03/19) - £54,849 (02/24)0
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Day 10/10 reached today, I finally reached a goal :T0
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