Crazy Cat Lady Chapter 4 - The Aftermath

crazy_cat_lady

Aw you lot are truly lovely, amazing, beautiful people. I can't believe how many of you have taken the time to reply to me - it is really, very much appreciated,
I confess to just being exhausted. Not emotional - just absolutely shattered - still a bit in disbelief if I'm honest, and now worrying and looking for excuses and reasons for things to fail now. So I'm now worried about whether or not I will actually get a mortgage now that I've run up so much debt - I filled in an online form for L&C and asked them to call me, but I assume I must be a bit of a lost cause because they haven't called me. I don't know much about mortgages if I'm completely honest - I was duped when I was pregnant with dd into one of those N0rthern R0ck mortgages where you could borrow 100% of the house value, and then I couldn't get out of it when I was in a dmp and they went bust. L&C helped me to get the mortgage I currently have - so f0xh0les, if the offer is there then I may just be asking you to explain mortgages to me in very simple terms. All I'm thinking now is that I have too much unsecured debt to get a mortgage, but even if I add the debt into the outstanding mortgage balance then I would be asking to borrow less than 2x my salary and less than 75%LTV - so I thought it might be doable. I will remain hopeful that L&C will ring me back. I'll get some more detailed figures from my current mortgage provider in the meantime.
It's been a long day today - I'm very tired indeed. My poor Year 10 class who have missed me the past 3x I've been in court gave me cheers and a round of applause when I told them I wasn't going back again. Hopefully I can actually get on and teach them now.
I still have over 100 papers to mark as well and less than 3 days to mark them so I'd best get on. I will be back on properly and joining in by the weekend so I'll catch up then, but I just wanted to thank you all again for being so lovely.

beanielou

I would suggest that you go to a mortgage broker if no joy.
Hope marking goes well

SusieT

75% and 2 x salary should be very doable, so chill, mark like crazy, have a weekend of relaxation and realisation that it is finally over then think about the mortgage and financial organisation afterwards

Chrystal

I'm so very, very pleased that the Court fiasco has finally been sorted out in your favour. I know it's hard to do, but try and be relaxed about everything else... it will all sort itself out in very short order... maybe with a bit of help from Foxholes. ((((hugs))))

crazy_cat_lady

What on Earth is going on? I can't find out where I am, what's going on, where my subscribed threads are, what replies I've got/missed, how to change my writing style or anything. How do I get my lovely coloured writing back?
I know I will get used to it but I really don't like a lot of change all at once. It's like learning all over again.

wishingthemortgaheaway

Subscribed threads - that's what I'm missing. I want to find out how everyone is doing. 

I am getting an email every time someone updates a thread I'm subscribed too, but it's not the same. 

I don't like change either. 

trix-a-belle

i'm glad you've popped back up, not sure on text colour
Subscribed threads are now bookmarks (click the little bookmarks icon in the top right next to profile)
To stop the zillion emails click the 3 slidey menu lines that are in the top right of notifications box when you click notifications which will take you to the settings, remove email notification from 'Notify me when people comment on my bookmarked discussions' and save x

tunathe_cat

crazy_cat_lady said:

What on Earth is going on? I can't find out where I am, what's going on, where my subscribed threads are, what replies I've got/missed, how to change my writing style or anything. How do I get my lovely coloured writing back?
I know I will get used to it but I really don't like a lot of change all at once. It's like learning all over again.

Same here its driving my email account crazy. I prefer daily notifications so I can read at one time!.  Also cannot find New posts on any subject(not sure worded this right)  Hope you have some family time this weekend and not too much marking.  andrea x

dawnybabes

trix-a-belle said:

i'm glad you've popped back up, not sure on text colour
Subscribed threads are now bookmarks (click the little bookmarks icon in the top right next to profile)
To stop the zillion emails click the 3 slidey menu lines that are in the top right of notifications box when you click notifications which will take you to the settings, remove email notification from 'Notify me when people comment on my bookmarked discussions' and save x

So can we still have daily updates ? 

janb5

Oh dear I voted to stay on the old format and seem to have been pushed over to the new site...not a fan!