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Crazy Cat Lady Chapter 4 - The Aftermath

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  • f0xh0les
    f0xh0les Posts: 7,617 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    OMG! I know we have all been cheerleading and hoping for the best, but preparing for the worst, but still! It is done! Thank Fiddle for that! Finally!
    Are you shell shocked, or emotional?

    Good idea to start looking at the mortgage and settling that - I assume it was based on a 2 person income - what are you thinking? 2,3, 5 or 10 year fix? What rate are you on? I am such a mortgage nerd!

    It must be such a relief to know it is not going to cost you a load more, or that you don't need to be messing about with solicitors and judges and law courts again.

    Don't make any huge decisions for a week or two. Get used to the idea and decompress a bit, it must have been ticking away in the back of your mind for the last - what has it been? 2 years? 3 years? I am so happy for you.

    Yay CCL!!! Dancing around the living room in happiness for you.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • That's wonderful news about the house. As frustrating as it may be that you may never see that money again at least you know you have a roof over yours and the kids heads and that's what matters. Hopefully now you can focus on your debts and the mortgage without all the added stress. Good luck.
    *Dad loan - £5300 - £7200
    *Virgin Credit Card - £3552.50 - £0
    *Natwest - £1828.35 -£0.00

    Barclaycard - £2315.25 - £0.00

    Creation Finance - £960.32 £840
    *Total debt - £8040/£11641.17*


    Savings
    *Savings Buffer - £100/£1500
    *Emergency Fund - £1500/£1500


    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I cannot begin to tell you how happy I am for you. About time someone saw sense and sorted this all out.

    Raising a glass of sparkly wine to you and wishing you all the best for the future. You certainly deserve it.
    Have adventures. laugh a lot and always be kind.
  • 1LuckyLady
    1LuckyLady Posts: 1,206 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    I'm so pleased that things have finally moved on for you CCL, its about bloomin' time!:beer::j:beer::j:beer::j:beer::j:beer::j:beer::j:beer::j:beer::j:beer::j:beer::beer::j:beer::j:beer::j:beer::j:beer::j:beer::j
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • Absolutely delighted for you. Peace of mind at last! It’s been a long and drawn out period of your life but you’re free now!!! Raising my cuppa to you! Onwards and upwards chick xx
    On a mission!

    2018 & 2019 MFW #138

    On babystep2 (#DR)
  • jwil
    jwil Posts: 21,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's amazing news, congratulations :T
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • natsplatnat
    natsplatnat Posts: 3,033 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    :j:beer::j


    From me too! xxx
    start = Wed 19th Nov 2008 £21,225
    end = Mon 28th Sept 2015 DEBT FREE!
    I love a good plan - it may not work.... but I love a good plan!
  • maryb
    maryb Posts: 4,718 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Another lurker popping in to say YAY!
    It doesn't matter if you are a glass half full or half empty sort of person. Keep it topped up! Cheers!
  • Another lurker offering you congratulations. The future is now in your hands and you have the chance to turn everything around and be in control again. So pleased for you.
  • Delighted for you CCL , the future is yours to take with both hands .
    Life is an adventure, never stop exploring.

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