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misstara's debt diary 2020
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Thanks Boodedoo
Spends for today were £14.76 on a wee top up food shop.
Added to the holiday fund - £11.95 from PA and £5.46 cashback from Chase account.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
You must be on countdown to your holiday now - how many more sleeps? :-)
Hope you have a super time!0 -
It's one more sleep Boodedoo! We're away tomorrow
Been completely neglecting my diary, kept meaning to update but never got round to it. Will update properly once back.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Happy holidaysI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I had a lovely holiday, really relaxing as we mostly just sunbathed and did very little. Was exactly what I needed and we're thinking we will do another holiday next year
Trying to think if there's been anything major since the last time I properly posted but nothing really.
I got a really good pay at the end of June due to holiday average so all the savings pots were topped up. Budget is looking good for being almost being half way through the month.
Work is good at the moment but busy as always. On an early shift today so better get moving and in the shower shortly.
Today won't be a NSD as we need a few food items and toiletries but will try and come back later to post spends.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Had a quick check of toiletries before I left the flat and found a deodorant so actually just needed toothpaste. Got eggs and yoghurts as well so £7.14 spent. Also bought some stuff for work but will claim that back tomorrow.
OH has gone round to a friend's for the evening so having a relaxing night reading a book in the peace and quiet!Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Holiday sounds lovely, just the thing to re-charge your batteries :-)
and those savings are amazing !1 -
Thanks Boodedoo
Yesterday was a NSD but today won't be as we need milk and juice plus a baguette for lunch. Currently boiling some eggs to make egg mayonnaise. I made yaki soba last night and there's leftovers for tonight. Will need to make a meal plan at some point for next week but have plenty of bits in the freezer to use up so hopefully won't need too much.
I've restarted weight watchers since coming back from my holiday, meant to lose weight before I went but it didn't really happen. I've lost 5 pounds in the last week, obviously it won't continue at that level but definitely helps my motivation to keep it up. Haven't really done any exercise since coming back due to being busy at work so need to try and add that in next week.
Day off today so have done a bit of housework while OH has been working in the garden. Weather looks ok for the rest of the day so the plan is to go for a walk along the beach after lunch.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Went for our walk along the beach which was lovely but colder than I thought it would be. Did a meal plan to do us until Friday and then spent £12.26 on food shopping.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
NSDs yesterday and today
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980
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