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misstara's debt diary 2020
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Oh no, your DH is your priority - you need to do what you need to do.
glad he’s recovering albeit slowly xSealed pot challenge 822
Jan - £176.66 :j1 -
Oh how scary that must have been! Pleased he is out of ICU and is improving.
Take care of yourself too, sending lots of good thoughts your way.1 -
Thanks all, OH got home yesterday which was lovely. We treated ourselves to a meal out at the local pub to celebrate.
Payday today so I've paid £193.55 back to savings to cover the money I spent when OH was in hospital, £30.82 to the credit card, £100 to the holiday fund and £300 to the flat deposit fund.
I've also cashed out £5.04 from PA which has gone to the holiday fund.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
That's really good news1
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Good news 😊I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Glad to hear your OH is on the mend. I find it's so much easier to go over budget these days. Money doesn't seem to go as far anymore*Dad loan - £5300 - £7200
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£0.00
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £840
*Total debt - £8040/£11641.17*
Savings
*Savings Buffer - £100/£1500
*Emergency Fund - £1500/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/1 -
Had a rubbish nights sleep and have already been up for a couple of hours. Doubly annoying as I'm back at work today after a few days off. Ah well I can always have an afternoon nap once I'm finished. I'm a bit nervous leaving OH while I'm at work but have agreed with my boss that I can work shortened hours in the service and make up my hours working from home/using annual leave for the next week or so until I feel more confident, he of course is very confident he will be fine!
£2.60 spent on parking yesterday, we headed into town so that OH could go to the bank to pay in a cheque. We went a wander round the park in the centre of town which has been fairly recently done up and then had coffee and cake (OH's treat). We did end up walking quite far so OH definitely over-did it and was very tired for the rest of the day.
PA has been very good the last couple of days so £18.19 cashed out yesterday and sent to the holiday fund.Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Monthly interest hit my chase accounts today which is always nice
Worked 7-12 today and took annual leave for the rest of the shift. Was a nice shift as went to a local farmers market with one of the residents. Spent £7.50 on a present for my dad for his birthday next month.
Did a meal plan for the next few days and did a quick supermarket shop - £23.47 spent. Spent £63.72 on various bits for work but will get that reimbursed tomorrow.
Also spent £8.60 on a dosette box for OH and have organised all of his medication for the week ahead.
OH has already headed to bed as his energy levels are still very low. I'm watching the rugby and will head straight to bed afterwards. I've already organised everything for work tomorrow. Planning to work until around 1pm tomorrow then work from home the rest of the day, sort out OH's tea and then go out to meet a friend for tea.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980 -
Will take a while for your OH to fully recover but sounds like he's learning that.
It will come but maybe not as quickly as he hoped. Fingers crossed it won't be too long though:-)
Always good to see interest added to an account (We have ISAs maturing and being transferred to another provider tomorrow so am looking forward to that!)
Happy Birthday to the very lovely and thoughtful Dad :-)1 -
Thanks Boodedoo. The reality is he may be left with long lasting effects and might never fully recover but for the moment, it's really just wait and hope for the best.
Had a really nice shift at work although didn't manage to finish up as early as planned. Had a lovely evening out with my friend and sat yapping for ages after our meal, £19.15 spent.
Topped up the car with petrol on the way home, £61.19 spent.
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £2.11/£50
Mortgage overpayments so far - £675.980
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