misstara's debt diary 2020

misstara

Thanks Boodedoo

Walked to and from work yesterday, really enjoying it.  Should try and do it more as it's good exercise and would save on petrol costs, however, I probably won't   

Spent £7.73 in Morries yesterday, got my coffee, a pizza and some hot choc.  I was an hour late finishing work yesterday and then with the walk home, I didn't get in until after 6 so couldn't be bothered faffing around with the planned cauliflower cheese.  We had pizza instead and it was very yummy   Realised this morning that I forgot to buy margarine and we are running low(ish) on toilet rolls so will need to get that at some point this week.

misstara

Picked up my car yesterday so car fund is looking a bit sad but at least the car has now passed its MOT.  

Spent £9.87 in Lid! on toilet roll, margarine and fruit.  Then went to B&M and spent £14.14, most of that was stocking up on juice and biscuits for OH and the rest was on cleaning products.

Got a whopping 56p in interest on 2 of my saving accounts so have moved it to the flat deposit fund.

misstara

Crazy busy at work so not really had time to post.  Food budget is practically gone, there's only about £25 left for the month but to be fair fridge, freezer and cupboards are all well stocked so we should manage.

Going to have to buy a new phone, was chatting to my mum earlier and the battery went from 52% to 4% in about 7 minutes and it's on a go slow so time for a new one.  Will research tomorrow.  Had a lovely zoom chat with the girls earlier, lots of laughs which were needed

misstara

New phone has been bought it cost £149.99 and I had £75.89 saved towards it so have taken the other £74.10 from the emergency fund.  Nothing else much to report, busy day at work again.  I'm on night shift tomorrow night so planning to have a chilled day beforehand although will go for a run/to the gym and also planning to meet a friend for a coffee.

beanielou

Happy new phone:)

Sarahwithlove

That's not bad you had half saved and won't take long to put it back into the emergency fund. 

misstara

Thanks beanie and Sarah.  Have to say love my new phone, think I'd forgotten what it was like to have a phone that works properly

Not much to report here, a particularly draining day at work yesterday.  On night shift again tonight which is a good time to catch up on my paperwork.  No spends since last post other than £4.90 on coffee and cake out with my friend on Tuesday.

Plan for today is walk/run/gym, whichever one I fancy doing later, getting the food shop and tidying the flat - nothing particularly exciting!

misstara

Went for a nice although very windy walk and did the food shop, now have £2.48 left in the food budget which will get us bread and milk if needed later in the week.  Didn't get round to cleaning the flat as watched the rugby instead.

Forgot to say got my payslip yesterday so will work on a budget tomorrow.

misstara

Oops haven't posted for a few days.  Have gone over the food budget as needed bread, milk and coffee plus on Monday I finished work really late and just grabbed a supermarket pizza on the way home.

Payday today will post the budget later as need to get ready to work.  Hope everyone has a good day.

misstara

Budget - £1892.65
- £1050 usual bills
- £150 car
- £230 food/toiletries/cleaning
- £70 petrol
- £150 car fund
- £100 emergency fund
- £25 flat deposit
- £50 presents (dad and friend birthdays)
- £30 home fund
- £37.65 social