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Midlife Musings and Measurable Goals
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Enjoy your walk out today. The weather is all blue skies and sun where I am today - hope it's the same where you are. 😃Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”7 -
Lovely day here for a walkI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.8 -
Hope you got your walk. I went out and it was beautiful in the park today. Picture perfect.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256 -
Congrats on getting the money back. Hope you got your walk and manage to see the house."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7
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Thanks everyone
I'm going to take a break from diaries for a while. I hope to be back with a new diary.
Stay wellIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720258 -
good luck DIA - its been a blast, but you have to keep your energy and focus for yourselfI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine7 -
Hope all things improve DIA 😼
Hopefully we won't have to wait too long for better news and updated plans ..6 -
See you soon on your new diary .Life is an adventure, never stop exploring.6
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It's been such a diffult time for you DIA.
Hope you begin your new diary soon; please post a link on this one so the diaries join up. Hope the new house was of interest too.7 -
Good luck and see you soon x"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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