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Midlife Musings and Measurable Goals
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So very pleased for you, it's taken some doing but will be worth it for finding your new home.
Is this the one near the lady who gave you her address? Would be lovely to have a ready made contact. Sending (((hugs))) XXXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy7 -
Thanks Crystal, yes it is near the same lady and she felt I was going to get the house and said come and call her on so we can go for coffee. Under a mile away is the woman I nearly ended up living next door to. My plan is to knock on her door again as she had a brilliant handyman whose details will be good to know. Thanks for the hugs xChrystal said:
So very pleased for you, it's taken some doing but will be worth it for finding your new home.
Is this the one near the lady who gave you her address? Would be lovely to have a ready made contact. Sending (((hugs))) XXXIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259 -
Brilliant! 2 possible new friends and contacts. So chuffed for you. XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy6 -
Well done for tackling the frogsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Great idea on tyhe CU
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
ThanksChrystal said:Brilliant! 2 possible new friends and contacts. So chuffed for you. XX Yes, finding new friends will be important as I am moving to a brand new area by myself! Gulp.
Tup, frogs will be eaten daily from her on insavingholmes said:Well done for tackling the frogs
Thanks beanie, it is because of you and @Homegrown0 that I am even a member of a CU and can explore this option.beanielou said:Great idea on tyhe CU
So another all morning admin!
Called CU and discussed affordability
Called EA to chase for a surveyor
Called solicitors and gave more in depth info
Messaged an organisation with a complicated returns policy
Called financial organisation to cancel an instruction set up yesterday
Off to get ready for an appointment at the hospice, then counselling, then childcare duties.
Have a good day allIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
You will pick up friends over time, just by going about your daily life. Join a local book club, attend coffee mornings and other such things and it will all fall into place.
It won't be long before frogs are eaten and your head is clear.Mortgage started 2020, aiming to clear 31/12/2029.5 -
It is official; my life is a rollercoaster.
There has been a better offer. I can't up mine, so the house I thought was mine, isn't.
Put phone down, an email popped up inviting me to the much longed for fellowship for the month of September. A rollercoaster. Feeling numb, disappointed and all sorts. It is a first world problem and I have a roof over my head and nobody died but I am so disappointed and mentally exhausted.
Going to take a few weeks break from diaries but will be back when I have regrouped and have a new plan.
Take care all.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720259 -
So sorry to hear this DIA , I hope you get to go in September. House buying is a nightmare at the minute . Take care of you .Life is an adventure, never stop exploring.7
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Oh that's such a shame about the house, I'm so sorry."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6
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