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Midlife Musings and Measurable Goals
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I hear you about the amount of clutter in small spaces DIA! I have a glory hole too and when I last had a clear out and tidy up I couldn't believe that I managed to get all that stuff in one cupboard! It's a mystery on par with where do all the missing socks go?😀Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
Thanks @MovingForwards I have spoken to them about the line and it is better but still leaves a lot to be desired...
Thanks @moneyonmymindsam You always make me feel good about giving things awayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257 -
Still a struggle to get going. I'm thinking of investing in one of those natural sunlight simulating alarms as I am getting up later and later. I definitely need more sunlight (but don't post suggesting I have have SAD because I don't)
I had a chat with a friend. Trying to be sociable but not really feeling it.
No house news to report...
A walk and bought a few essentials like masking tape, but a few non essentials like flowers and chocolate. I haven't drunk any alcohol this year partly because it was making me feel bad but also budget. I felt like wine, but was pleased I did not buy it.
Some boots I ordered are going back as not 100% and the money will be used to pay off CC in one go this month.
I now have masking tape so will tape up a few boxes
Made a noodle soup at lunchtime. it came out well
House is a mess, a reflection of my low mood but I will tidy up.
Off to make mini meatballs, soup and salad
I hope everyone is well.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
How about more yellow / orange lighting in a couple of rooms instead of normal white light bulbs?
Winter is cold, wet, Christmas has gone and January / February are always difficult months to get going again. Let alone adding in virus, selling, moving home and everything that goes with it.
Flowers and chocolate are essential 😁Mortgage started 2020, aiming to clear 31/12/2029.8 -
Me too about the alarm clock, I really did think of getting one, I think it's just dark early and late wherever we are so that messes about with my brain and body clock.
Flowers and chocolates - that sounds like just the medicine to help lift the fog.
What is it they say "a clean kitchen is a sign of a wasted life" 😂 🤣 and a little mess means you have relaxed at some point, so that's a win.
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟10 -
Flowers make a difference. Missing them...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
Hoping your low mood had risen today and you are able to tackle the house tidying . Everything seems to be on course for the house sale and you are doing well with the clearing out and packing .
Hebden Bridge is not a million miles away from me and a favourite destination for a ride out and lunch on a nice day , but flooding is a problem .Keep going DIA you have come so far in the last 18 months .Life is an adventure, never stop exploring.9 -
I had one of the light awakening clocks and really liked it - it's much more pleasant to wake up that way than to a shrieking alarm. I have considered getting another one, especially as I usually also have blackout curtains to avoid being kept awake by streetlights. Tbh the thing that put me off most of them is that they were so ugly
but I think the designs have improved now. If you struggle with the dark season I'd say it is certainly worth a try.
RB xxDebt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc9 -
I think when you are eating the flowers and smelling the chocolates that's when I would start to worry 😂😀
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
🌟10 -
MovingForwards said:How about more yellow / orange lighting in a couple of rooms instead of normal white light bulbs?
Winter is cold, wet, Christmas has gone and January / February are always difficult months to get going again. Let alone adding in virus, selling, moving home and everything that goes with it.
Flowers and chocolate are essential 😁
You are right chocolate and flowers they are indeed essential shopping!
moneyonmymindsam said:
Me too about the alarm clock, I really did think of getting one, I think it's just dark early and late wherever we are so that messes about with my brain and body clock.
Flowers and chocolates - that sounds like just the medicine to help lift the fog.
What is it they say "a clean kitchen is a sign of a wasted life" 😂 🤣 and a little mess means you have relaxed at some point, so that's a win.
Sam x
Sunshine_girl2 said:Hoping your low mood had risen today and you are able to tackle the house tidying . Everything seems to be on course for the house sale and you are doing well with the clearing out and packing .
Hebden Bridge is not a million miles away from me and a favourite destination for a ride out and lunch on a nice day , but flooding is a problem .Keep going DIA you have come so far in the last 18 months .
The gloom is still with me but I am pottering on and keeping busy. What you are saying is correct. Thanks for the reminderIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720257
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