Paying with your Phone

edited 30 December 2019 at 6:34PM in Budgeting & Bank Accounts
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  • colstencolsten Forumite
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    xlnc99 wrote: »
    can you use apple pay if you dont have apple products? i am on samsung but seems google pay and apple pay are the two most popular
    You need an iOS device to use ApplePay
  • suki1964suki1964 Forumite
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    I only use contactless on my phone because of the added protection of needing the old finger print :)

    £30 limit is a pain in the bum mind but its so handy when popping to the corner shop, getting caught in a round in the pub etc etc


    One thing is, make sure your mobile bank app is great at receiving the payments as soon as they are made. My bank right now is showing about 15 outstanding payments because of the holidays. The outstanding payments are being deducted from my available funds so I have no chance of going over drawn but not all banks are so quick from what I have heard from others
  • xlnc99xlnc99 Forumite
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    thats a bummer! Which would you say out of all the app is more accepted in the uk and worldwide in shops? I think that is the key question. I cant really find an answer online, but i believe samsung only came into play 2017 and apple and google were around long before
  • JES_F1JES_F1 Forumite
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    I pay by mobile (Google Pay) more often than I use a contactless card.


    Not all banks or cards are accepted by all apps. For example, Barclaycard can't be added to Google Pay or Samsung Pay - instead you have to use the Barclaycard app.
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
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  • MurmanskMurmansk Forumite
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    xlnc99 wrote: »
    thats a bummer! Which would you say out of all the app is more accepted in the uk and worldwide in shops? I think that is the key question. I cant really find an answer online, but i believe samsung only came into play 2017 and apple and google were around long before
    I imagine that they are all accepted wherever you can pay via contactless card - I've certainly found that over a few thousand transactions in various places using Google Pay so I suspect the others are the same
  • 18cc18cc Forumite
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    I do use my Barclaycard on Samsung pay but via using a curve card i.e. the curve card is on Samsung pay and then Barclaycard linked to the curve card
  • suki1964suki1964 Forumite
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    I just have my Danske bank card loaded to my phone? Its an iPhone, is that Apple Pay?

    My Santander card also allows you to upload to a phone and use it
  • xlnc99xlnc99 Forumite
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    JES_F1 wrote: »
    I pay by mobile (Google Pay) more often than I use a contactless card.


    Not all banks or cards are accepted by all apps. For example, Barclaycard can't be added to Google Pay or Samsung Pay - instead you have to use the Barclaycard app.

    Really? Barclaycard is the credit card but about the debit card? I would have thought all banks would now use the main apps by now.
  • born_againborn_again Forumite
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    Chino wrote: »
    You evidently misunderstand the difference. "Google Pay" is still called "Google Pay"; "G Pay" is more akin to a brand or acceptance mark for the service:
    https://pay.google.com/about/


    Android pay was re-branded to Google pay or G Pay as google like to call it :T

    They are one & the same.

    £30 limit on G pay & Apple pay is the set amount for contactless payments. Retailers can have a agreement with google & apple to increase the limit to what they are comfortable with. But most stick to the £30.
    Life in the slow lane
  • xlnc99xlnc99 Forumite
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    suki1964 wrote: »
    I just have my Danske bank card loaded to my phone? Its an iPhone, is that Apple Pay?

    My Santander card also allows you to upload to a phone and use it

    how do you load your card to your phone without one of the apps?
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