Paying with your Phone

colsten

xlnc99 wrote: »

can you use apple pay if you dont have apple products? i am on samsung but seems google pay and apple pay are the two most popular

You need an iOS device to use ApplePay

suki1964

I only use contactless on my phone because of the added protection of needing the old finger print

£30 limit is a pain in the bum mind but its so handy when popping to the corner shop, getting caught in a round in the pub etc etc


One thing is, make sure your mobile bank app is great at receiving the payments as soon as they are made. My bank right now is showing about 15 outstanding payments because of the holidays. The outstanding payments are being deducted from my available funds so I have no chance of going over drawn but not all banks are so quick from what I have heard from others

xlnc99

thats a bummer! Which would you say out of all the app is more accepted in the uk and worldwide in shops? I think that is the key question. I cant really find an answer online, but i believe samsung only came into play 2017 and apple and google were around long before

JES_F1

I pay by mobile (Google Pay) more often than I use a contactless card.


Not all banks or cards are accepted by all apps. For example, Barclaycard can't be added to Google Pay or Samsung Pay - instead you have to use the Barclaycard app.

Murmansk

xlnc99 wrote: »

thats a bummer! Which would you say out of all the app is more accepted in the uk and worldwide in shops? I think that is the key question. I cant really find an answer online, but i believe samsung only came into play 2017 and apple and google were around long before

I imagine that they are all accepted wherever you can pay via contactless card - I've certainly found that over a few thousand transactions in various places using Google Pay so I suspect the others are the same

18cc

I do use my Barclaycard on Samsung pay but via using a curve card i.e. the curve card is on Samsung pay and then Barclaycard linked to the curve card

suki1964

I just have my Danske bank card loaded to my phone? Its an iPhone, is that Apple Pay?

My Santander card also allows you to upload to a phone and use it

xlnc99

JES_F1 wrote: »

I pay by mobile (Google Pay) more often than I use a contactless card.


Not all banks or cards are accepted by all apps. For example, Barclaycard can't be added to Google Pay or Samsung Pay - instead you have to use the Barclaycard app.

Really? Barclaycard is the credit card but about the debit card? I would have thought all banks would now use the main apps by now.

born_again

Chino wrote: »

You evidently misunderstand the difference. "Google Pay" is still called "Google Pay"; "G Pay" is more akin to a brand or acceptance mark for the service:
https://pay.google.com/about/

Android pay was re-branded to Google pay or G Pay as google like to call it :T

They are one & the same.

£30 limit on G pay & Apple pay is the set amount for contactless payments. Retailers can have a agreement with google & apple to increase the limit to what they are comfortable with. But most stick to the £30.

xlnc99

suki1964 wrote: »

I just have my Danske bank card loaded to my phone? Its an iPhone, is that Apple Pay?

My Santander card also allows you to upload to a phone and use it

how do you load your card to your phone without one of the apps?