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Thanks Jessy xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Ooh, I've been signed up for the S&S food diary again! This will get me enough points to buy me the overpriced item I'd like on Amazon guilt-free!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Right, been to Lidl and now have £46.12 for three weekend's-worth of food shopping. Spent £7.68 at Sainsbury's and £8.43 at Lidl this week, so only very slightly over the average I need to stick to - I've got this! I've also still got £2.50 of Nectar points to cash in, as I forgot this week despite having it written (and highlighted) on my shopping list. Damn Friday-night brain 🙄
I've done a bit of housework since I got home (including adding/removing some stuff from my store room down in the bowels of the building, which is a big achievement - it may only be about 3 minutes from my front door, but I have a huge mental block about going down there, mostly because it involves being properly dressed and stepping outside my door 🤣). Am shattered now though, so don't intend doing anything useful until it's time to cook dinner. Enjoy your Sundays all xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
"may only be about 3 minutes from my front door, but I have a huge mental block about going down there, mostly because it involves being properly dressed and stepping outside my door 🤣"
that gave me a chuckle. Ever since we put up the picket fence in front, I feel like since it's my own private space, I can go out in my garden how I am comfortable. The neighbors might disagree though
Mortgage start date Dec 2015 - $64,655.00
Mortgage end date Dec 2045 - NOT!!!!
Mortgage balance - $4600.00
Business Savings $43,310/100k
Hope to be mortgage-free by end of 20236 -
Hi South Coast, I'm just de-lurking so that I can tell you how much I enjoy reading your diary. It is very entertaining and amusing, and you and the other MFW's are such lovely folk. Mainly though, I'm devastated for you that you are facing redundancy, because I suppose it is a case of "kick one, and we all limp". I read that you want to remain in the same industry, which is surprising, as you're very obviously diligent. I moved industries when I was 39 years old, as my manager kept telling me how worthless i was, and to prove that point, paid me the same paltry salary for 5 years. However, I found some value in myself and eventually secured a job in one of the transport industries. I've worked my way to where I wanted to be by being diligent and I'm rewarded for that here. Interestingly, I work in a male dominated industry, but the management are trying to find a way of inreasing the number of female entrants. You've said you want to travel so perhaps you could kill two birds with one stone and travel every day, whilst being well paid for the privilege. Go you, on the next part of your career 💪 IJ5
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Hi IJ, thank you so much for de-lurking and your lovely comments ❤ The main driver for wanting to stay in the same industry is the money, it's not pretty to say it but at least I'm honest. I've just got to get the refurb done on the flat as I've been here 4 years now and it's gone backwards (plus, I end up "losing" every discussion with BF about the clutter in his house because he just pulls out the trump card every time of what a state mine is in 😥). I don't want to borrow to do it and I want to get the mortgage paid off first so I can minimise the total interest I pay so my money is working for me instead of the bank. So another few years is hopefully all I need and then I'm pretty relaxed about the timescale for the rest of it, so more than happy to switch to something completely different (and of course circumstances may mean that happens now rather than later). Also, I'm reasonably confident that things will be a bit different in another business (I say this from experience rather than blind faith). It will probably mean less money, but hopefully less angst as well....
But thank you for thinking of me, I'm definitely not dismissing anything out of hand and will probably be open to all suggestions in a couple of months' time if I'm not re-employed 😮!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
I'm having a great run with free money at the moment, since 1 July I've had:£1.05 bank account cashback£1.40 TopCashBack
£5.00 Shoppix
£10.00 Shop & Scan (taken as Amazon voucher)
£10.56 Qmee
£11.41 ProlificThat's £39.42 😀! And it's only the 6th of the month! This is definitely reminding me that it is worth it! All of this (apart from the voucher) has been going off the credit card, but as I am confident of clearing this soon and it's 0%, I think it's time to change tack slightly. I've debated paying them off the mortgage, or into the S&S ISA (although that's only by debit card and I'm not sure they'd accept micro-payments in the order of 32p and the like - plus debit card payments really annoy me anyway), but I think I'm going to transfer them into my savings pots. That way when (if?) larger amounts of money come along I can reduce the amount I need to transfer to savings accordingly = slightly larger amount for OP's. It all contributes to the greater good of the money needed figure anyway 😀 I've resurrected one of my empty savings accounts ready to transfer into, so let's see what's in there by the end of the month 😀!You wait, it will all dry up now....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Excellent money for nothing SC.Hope you are feeling ok. I’ve been up for redundancy a couple of times (though got last minute reprieves) and it’s horrible.5
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Awesome run of free money there! Well done for being positive and formulating plans. Hopefully everything works out for you on the work front soon, I have my fingers crossed for you
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Brilliant extra earning there SC , well done!MFW 67 - Finally mortgage free! 💙😁4
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