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Keep calm and carry on....
Comments
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always a silver lining somewhere.DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)2 -
Exactly 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
It sounds like you’ve got yourself a challenge!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Pizza is the best thing to get free!!Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
Definitely Jessy, and I'm sure it must be do-able Vix??? Shopping list for next week is complete and think I will just scrape in on budget (rubbish offers from Sainsbury's this week though - they must have been reading 😂!)
So, first of the month = update "money needed" figure. Today's total is £117,875.02, so progress is being made. Trying not to think about how it may increase without any income and focus on how much it will lurch forward after I get paid off from work instead! I should definitely be able to get rid of the credit card balance, which is great: third-largest monthly bill eliminated! Above that are 1. Car payment and 2. Mortgage. Not much I can do to eliminate those at the moment, but I have my sights set firmly on the mortgage going forward, to h*ll with the ERC's and it not being the best financial sense - to remove a bill completely from the equation will be worth every penny 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Everywhere I look someones talking about food budgets and mine is very bad at the minute .It has got much worse over the lockdown period mainly as I was trying to feed all of us as healthily as I could and spending an absolute fortune on fruit ,veg and salad .This month I will be trying extra hard to eat as well as possible on much less money .5
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I keep reading about people growing their own - but I haven't got a garden and BF has black fingers 😥😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I'm growing my own, but if I attempted to live on it I'd die of malnutrition as at the moment I have lettuce, lettuce and lettuce.7
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You could live off the slugs and snails it attracts 🤣?Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
I wouldn't want to deprive the blackbirds and thrushes!South_coast said:You could live off the slugs and snails it attracts 🤣?
You could try growing herbs or sprouting seeds. I've got my herb garden going and it livens up the lettuce a bit. Plus I've discovered that thyme is very nice in a G&T
4
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