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Keep calm and carry on....

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  • South_coast
    South_coast Posts: 5,876 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Other people's problems slightly less ridiculous today. No alcohol consumed 🥳
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • ruby_eskimo
    ruby_eskimo Posts: 4,795 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Other people's problems slightly less ridiculous today. No alcohol consumed 🥳
    Glad things were better today, I'd probably still have had a glass of wine to celebrate 😆
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    SC, @ruby_eskimo speaks wisely :D
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • Chiglepig
    Chiglepig Posts: 613 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper
    Immediately after I posted that last night, I went in the fridge to get my dinner out and discovered I needed milk 🤦‍♀️ Didn't want to run the gauntlet of trying not to buy alcohol after work again, so I've just nipped down to the Tesco in town to get some. Completely forgot a face covering as I was too busy congratulating myself for remembering I'd need a key to get back in the main door as well as my own (trades button doesn't come on until 8.00am), so had to zip my top right up and pull it over my face, exposing my wobbly midriff to the world - most unsatisfactory 😮!

    But at least I wasn't tempted to buy alcohol....😀😀😀

    :D:D:D a noble sacrifice - you probably made the night for the staff!
    2014 starting mortgage £165,000
    2015 second charge £20,000 - Jan 2021 paid off in full
    Current outstanding balance - £115,856



  • South_coast
    South_coast Posts: 5,876 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Regretted it as soon as I logged on and saw the emails though - all the nutters have come out overnight 🤦‍♀️🤦‍♀️🤦‍♀️!

    And I've just opened a letter from the bank saying they've dropped my mortgage payments to £12.99/month after the £2k OP the other week (of which £5.22 will be interest, so only taking £7.77 off the balance every month 😮!) It starts in May - little do they know that's going to be the last monthly payment 😀! 
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
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