We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Keep calm and carry on....
Comments
-
Don't think I explained myself very well there. It feels like I wouldn't have "earned" it if I did it by raiding pots - if that makes any sense at all???South_coast said:My current thinking is that I would be cheating myself a bit, I wouldn't really feel debt-free if I had little "debts" to myself still outstandingMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Yes it does, still so close hang in there 😬MFW 67 - Finally mortgage free! 💙😁3
-
Ooh so close, very exciting!!South_coast said:Ooh, just checked the calendar and I get paid 3 days early in May as it falls on the Bank Holiday. Less than 6 weeks to go then 🤯!MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
4 -
Thank you both 😀 xMortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!1 -
Definitely understand not wanting to raid pots! You will feel SO good once you get there - and we will of course all celebrate with you!!4
-
Thanks Cheery 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
May payday sounds like the perfect time to become mortgage free, you can enjoy the glory of being MF while basking in the sun.4
-
Yes, and a BH weekend too 😀 BF might wonder why I am wanting to pop corks though - planning on not telling him straight away, so the next time he moans about my flat not being done I can casually drop into conversation that I've got £XXXX saved towards it.... That's if I can contain my excitement at the time though!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
You're so close SC! I do similar things with DH - withhold good news from him so I can celebrate twice!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20175
-
Glad I'm not the only one then! BF still doesn't "get it", so will be totally underwhelmed. My sister and her husband are just about to massively extend their mortgage, so I can't tell them as they will just be envious, so that just leaves my Mum and stepdad in real life. We shall just have to celebrate on here on the QT 🥳
Meanwhile, back in the more mundane world, stupid customers and their utter ridiculousness have driven me to drink tonight. Am finishing up what I've got in the house (fortunately not very much) so at least they can't derail my efforts tomorrow as well 🙄Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards