Keep calm and carry on....

South_coast

South_coast said:

My current thinking is that I would be cheating myself a bit, I wouldn't really feel debt-free if I had little "debts" to myself still outstanding

Don't think I explained myself very well there. It feels like I wouldn't have "earned" it if I did it by raiding pots - if that makes any sense at all???

newgirly

Yes it does, still so close hang in there 😬

bubblycrazy

South_coast said:

Ooh, just checked the calendar and I get paid 3 days early in May as it falls on the Bank Holiday. Less than 6 weeks to go then 🤯!

Ooh so close, very exciting!! 

South_coast

Thank you both 😀 x

Cheery_Daff

Definitely understand not wanting to raid pots! You will feel SO good once you get there - and we will of course all celebrate with you!!

South_coast

Thanks Cheery 😀

killerpeaty

May payday sounds like the perfect time to become mortgage free, you can enjoy the glory of being MF while basking in the sun.  

South_coast

Yes, and a BH weekend too 😀 BF might wonder why I am wanting to pop corks though - planning on not telling him straight away, so the next time he moans about my flat not being done I can casually drop into conversation that I've got £XXXX saved towards it.... That's if I can contain my excitement at the time though!

ruby_eskimo

You're so close SC!  I do similar things with DH - withhold good news from him so I can celebrate twice!  

South_coast

Glad I'm not the only one then! BF still doesn't "get it", so will be totally underwhelmed. My sister and her husband are just about to massively extend their mortgage, so I can't tell them as they will just be envious, so that just leaves my Mum and stepdad in real life. We shall just have to celebrate on here on the QT 🥳 

Meanwhile, back in the more mundane world, stupid customers and their utter ridiculousness have driven me to drink tonight. Am finishing up what I've got in the house (fortunately not very much) so at least they can't derail my efforts tomorrow as well 🙄