We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1229230232234235319

Comments

  • Poppycat1
    Poppycat1 Posts: 381 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Wow, so close. I think I'd be selling all the furniture to get there, :D. But to be honest it's not worth that  :D
    £60,000 left to pay
    Currently 12.4 years left
    Target June 2031
  • Cheery_Daff
    Cheery_Daff Posts: 17,963 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oooh, so exciting!!
  • South_coast
    South_coast Posts: 6,150 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I'm actually just about to have beans on toast for lunch 🤣!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Grogged
    Grogged Posts: 866 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Maybe @caeler can help out as paying off mortgages is their thing!😆
    If it's not adding up, compound it!
  • killerpeaty
    killerpeaty Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Love beans on almost anything.

    So close! 
  • greent
    greent Posts: 10,914 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So close - I'd also be temped to raid pots!!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • South_coast
    South_coast Posts: 6,150 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    I've definitely been deliberating it!!! My current thinking is that I would be cheating myself a bit, I wouldn't really feel debt-free if I had little "debts" to myself still outstanding (plus it would make May payday very dull, as I'd be repaying those and not putting the money where it's meant to be going 🙁). So May payday it is, I think. Will just mean I have an extremely annoying balance throughout the month of May!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.