We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Keep calm and carry on....

1186187189191192319

Comments

  • Cheery_Daff
    Cheery_Daff Posts: 17,951 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That question was dreadful! :open_mouth::joy:

    BeeblePixie, you're not alone - I have about 18x SC's mortgage left on mine :open_mouth: I keep telling myself it's not a competition :joy:
  • @South_coast I’ve got to ask... why did he have so many plates in the first place??

    @Cheery_Daff I swing wildly between pride for folks like SC who can overpay as much as they do, and crippling jealousy that I can’t do the same 😂😂
    MFW:
    mortgage start date 08/19 balance £112,500
    01/21 total OP: £751.52

  • South_coast
    South_coast Posts: 6,143 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Yeah, guess who gets lumbered with the clearing up though.... There's a reason why I am intimately acquainted with the capacity of the dishwasher 🙄!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • newgirly
    newgirly Posts: 9,467 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I might sign up to surveys again now, the questions seem way more amusing than they used to be 😆 

    MFW 67 - Finally mortgage free! 💙😁
  • ruby_eskimo
    ruby_eskimo Posts: 4,829 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I must admit I do keep finding myself buying plates and bowls from time to time because we have 6 dinner plates and when you have 6 people over, what do you serve the food on if you're having a buffet or allowing people to serve themselves?  Not that we've had anyone over for a year but you know... 🤣  

    Don't worry @Cheery_Daff we borrowed £269k over 35 years at a ridiculous interest rate which we should be able to halve in November when the fixed term comes to an end, so it could be worse 🤣 
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.