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Keep calm and carry on....
Comments
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@South_coast Lidl does a fab Chilean merlot if you can’t get the Malbec, £3.89. I admire your guts to move petrol money into an OP, I want to do the same but don’t want to jinx it!5
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Ooh, that's good to know 😀 Now if I could just wean BF off the Laithwaite's....(it is lovely, but not cheap! He has at least put me on PAYG now after I baulked at him ordering another couple of cases without first discussing it with me 🤣)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!6 -
The mind boggles! Where do you even find these surveys??!! 😮South_coast said:Good lord, I've just done a survey on bowel movements 😮😳😮😳😮!!!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Hi SC, I've really enjoyed reading your diary over the last few days. Phew, you've had a rollercoaster 12 months!
You're similar to me the way you change your mind between what to do for the best for retirement savings, it's so hard when the rewards are so far away and the goalposts may move, isn't it?
All the best in the new job and well done on the mortgage balance, so close you can taste the freedom!MFW -
House purchase £62500
Original mortgage balance 28/08/2014 £52850Original MF date: 2049:eek: Aiming for: 2025
Balance 27/07/2016 £49990
Balance 08/07/2017 £47999
Balance 30/07/2018 £44500
Balance 01/08/2019 £40700
Balance 03/09/2020 £37619
Balance 30/09/2021 £33983
Balance 18/01/2023 £28940
Balance 06/10/2024 £22168
Balance 08/10/2025 £18417
Mortgage free 09/10/2025!! Mortgage paid off in 11 years, 1 month, 11 days 🥳
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That one was on One Poll, which I think you told me about 🤣!!!themadvix said:
The mind boggles! Where do you even find these surveys??!! 😮South_coast said:Good lord, I've just done a survey on bowel movements 😮😳😮😳😮!!!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
Ah, thank you so much 😍 It did get a bit mental there for a while, but I feel much happier and more settled now. I did (another) survey the other day and it asked me to sum up how I feel about 2021 in one word (free text, not multiple choice) - I went for "optimistic" 😀bubblycrazy said:Hi SC, I've really enjoyed reading your diary over the last few days. Phew, you've had a rollercoaster 12 months!
You're similar to me the way you change your mind between what to do for the best for retirement savings, it's so hard when the rewards are so far away and the goalposts may move, isn't it?
All the best in the new job and well done on the mortgage balance, so close you can taste the freedom!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Ah, OnePoll.... that figures! Has the new platform improved yet? I’ve just cashed out and the new dashboard was so terrible I couldn’t be bothered with it for now. Imagine I’ll go back at some point... especially for cracking surveys like that 😂Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
I can also attest that Aldi has a nice Chilean merlot too for about the same price as well as their New Zealand Sauvignon Blanc - went through a few bottles of both over Christmas 😏caeler said:@South_coast Lidl does a fab Chilean merlot if you can’t get the Malbec, £3.89. I admire your guts to move petrol money into an OP, I want to do the same but don’t want to jinx it!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20174 -
Thanks @ruby_eskimo I've switched back to shopping at Aldi so I'll keep a look out for that!5
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That's ok, it went down very well with some of their part baked sourdough baguettes dipped in their baked camembert 😋caeler said:Thanks @ruby_eskimo I've switched back to shopping at Aldi so I'll keep a look out for that!Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 20175
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