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Keep calm and carry on....
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Thanks SH ☺Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!2 -
This buying-of-gifted-to-me-booze lark is costing me a fortune! Yesterday I fancied opening some home-made blackberry liqueur. Closest I could find to put a value to it was Creme de Cassis at £7.00 for 35cl. This was a full 70cl bottle, so £14.00 into the pot. Just taken an almost-full litre bottle of Tia Maria out of the bag, so that was another £14.00 gone. That, coupled with taking BF out for lunch leaves me with £5.02 in the personal spends pot until payday - and the last one was only 2 days ago 😮! Never mind, I shall sit at home, admiring my mascara-clad eyes, toasting myself with blackberry liqueur and Tia Maria 😂 And if we eat out again it's BF's turn to pay now 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Could be worse, you could be charging yourself for the Perrier (sorry tap water)! 😂
If it's not adding up, compound it!5 -
Just don't apply the mascara after the BlackBerry liqueur and tia maria, could prove painful
Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!6 -
Just had a survey on Shoppix, asking what I did to mark Leap Day this year. Was disappointed to see there wasn't an "overpay my mortgage" option - we need to get the word out more 😂!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!8 -
The first payday OP has been credited - current balance £29,248.92 😀 Feel slightly more enthused about going to work now....Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!7 -
Awesome progress SC!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)6 -
Well done on the OPAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/254 -
Thanks both, sending the next payment on Friday 😀!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!4 -
Urgh, why can't another OP credit this morning, as I am not feeling the love??? Should have had a lie-in, excitedly set my alarm for 45 minutes later last night, but instead have been awake for HOURS listening to the rain 😯 And I'm going to be outside in it until lunchtime 😯😯😯Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3
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