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2020++ - smiling and waving and looking so fine

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  • Popping in to say 'hi'.... your step count sound very impressive and finances looking good :smile:
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • Will be lovely to be CC-free for Christmas and entering 2022 :smile:
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Yes. 2022 will bring its own challenges, no doubt, but university age children will not be one of them.  maybe deposit needing children or similar :smile:

    quiet weekend, OH was seeing some friends who had been having a poor run of luck/health so I just pottered at home, and got another tip trip done and decluttered 1% of the house, plus made a killer chilli (as in nice not overly hot) for tea so am in good books
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A productive weekend. Good luck with your deadlines
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks SH - all my deadlines on Friday were for Friday so they have all been and gone.  No doubt Monday will bring some follow ups.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Perhaps you could help with my deadlines instead then. Why are they like buses???
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another busy week, but important stuff done and dusted now, just some admin type stuff and then the end of the week, then a short week next week as we are heading north again for a few days rest and relaxation

    money looking a bit tight as DD2 has had a bit of a setback with UC because her work paid her the right amount but at the wrong times, and now she has to go through an appeal sort of thing which could take months.  Fortunately my EF now has enough slack that I can move a but across to avoid the OD, so I will try not to do that, but it is an option.

    OH and I (but her mainly) are getting our skates on in the decluttering - I think that will be a real focus for next year but we at least need to get ready for in laws out laws and random partners for XMAS.  Assuming we can get a turkey that is, but no room in the freezer just yet

    still avoiding the gym, but will need to get my mojo back - I need to find a way of reigniting my August achievement, but I fear that may have to wait until spring
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Is there something in particular stopping you going to the gym?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    yes, laziness :smile:
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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