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2020++ - smiling and waving and looking so fine

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  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your night out. Sounds like things are going better than expected
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    very enjoyable long weekend - total cost about £160 so not cheap but involved catching up with some of my oldest friends - its been ages. so priceless and also 15000 steps each of the two days !!!

    Lots gentle walking and talking and catching up.  A nice dinner at at a great location as well then a full English breakfast (minus the toast!!) in town
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • AntoMac
    AntoMac Posts: 2,705 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Times with old mates are very special @mark55man. Like you say priceless. I do that occasionally too. Can be a right faff to arrange as one of the groups I meet with are the other side of the country, but we have such a laugh when we do catch up as we’re young again. Well done on the steps too. 15,000 a day is very decent.
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Well done on the steps and fab to meet old friends. Sounds like fun
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thanks all, yes it was great fun.  Most of them would be good to see more often, but some once every year or two is just fine.  

    Just got news that October isn't going to be as quiet workwise as I thought, as something has come back onto the to do list - ah well have got a long break booked at the end of December (not mentioning the X*** 4 letter word yet) maybe get the house into some order for 2022 - that is a priority for next year, but will get started this year as its our turn for family unless we get another surge, although we are all now double jabbed so much les at risk
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Social life - sounds like heaven doesn't it after the weird 18 months we've all had... I know I want to make the most of going out and seeing people while still allowed... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So Payday has been and gone. Was a bit close in the end as DD2 needed a top up as her payroll are still not on top of things, but less required than last month.  But safe for a little bit longer although over half of it will go out tomorrow!!.  So will spend the weekend doing spreadsheets and updating signatures.  

    The heating has been on more than once this month, my energy company was one of the ones that went belly up, so I am now with SOLR (supplier of last resort).  I'm not worried, but had built up my summer surplus, and now its in limbo until it all goes through.  I will probably move away although I suspect it won't do ay good.

    Another busy week, ended up helping out some old friends who had been let down by a new team, so was busy but always nice to work with old colleagues - even if I didn't actually meet them except on a screen.

    OH just in town for a meeting, then will come back and I will have sausages and mash waiting for her - not a huge surprise but hopefully appreciated.  I can smell it cooking - yum!!

    Mandatory reporting of fuel as its all my FB is full off, we are a 4 car family, and now I'm full (since Sunday), OH is half full (since before this nonsense all started), DS1 had been driven around nearly on fumes every evening but finally got lucky this morning when a friend messaged him that a tanker had been spotted.  DS GF car is on the same tank since July she does about 30 miles a week MAX,  


    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,215 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    On the 06:26 train. I am reminded of the Robin Williams line from Good Morning Vietnam.  What does the 0 in 0630 stands for, oh my god that's early

    first train for nearly 2 years - hasn't changed - almost completely empty though which is nice.  Not quite sure if the same can be said for the peak Friday return, but there you go.

    part of my being green, and keeping my tank full initiatives - let the train take the strain (or am I showing my age)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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