2020++ - smiling and waving and looking so fine

mark55man

lawns mowed, we were doing a let if grow for the wildlife, but when it started to look like a jungle, and I could feel neighbourhood disapproval ratings escalating, and I had a couple of hours dryness predicted this morning just got on with it!!

feeling virtuous to walk to the nearby cafe, but it was shut for repairs so we had to walk on a good way to the next.  got a bit wet on the walk back which was um refreshing.  so nearly at 7500 steps already - although I'm not going out again as its dreich - so will have to get busy with inside jobs

mark55man

Got my weekly total up to 20000 steps for the first time for a while, after my busy weekends early this month.  Coincidentally its been sunny!

Also just joined Poor-Gym for a 6 month discounted period, so will be trying to fit that into my daily rhythm.  will look to do a lot of steps and maybe then start exercising on the machines, but they are usually busy and I like a bit of peace and quiet.

savingholmes

Well done on the steps. Enjoy the gym. I should have membership again soon that I prepaid before the first lockdown!! 2 months or so left we reckon. Well done on the debt repayment.

t2rry

I used to love poor-gym...for the price and the lack of human interaction required to enter!! My old local was always quiet too, which was nice.  Wish I had one nearby now!

mark55man

Thanks SH
@t2rry is it wrong that I'm waiting to the weekend so that I can go at a quiet time, before my OH and the rest of the world gets up.  should be there now, but the counter says is full so will do double tomorrow/Sunday/Monday

doingitanyway

Well done on the weekly steps. There is a gym I'm thinking might benefit me but I feel tired at the thought...
Have a lovely weekend.

savingholmes

Enjoy your re-introduction to the gym

mark55man

So didn't go to the gym this morning as OH has a couple of hours out seeing a friend later this afternoon so I will go then.

Spent the morning doing finances and spreadsheets with some coffees -  I know how to have a good time - listening to Radio 5 slightly disapprovingly, but also slightly enviously, at all the football fans over in Portugal 

Anyway paid of £2K of CC3 (nearly had a wobble when I accidentally logged onto to CC2 website and it told me account disabled, then I recalled I had closed it).  So CC3 is now with the same bank as my Bank account, and now I can compare on the same screen the CC balance and my current account balance.  This is looking slightly healthy as I got a magic money bonus about £500 from work for something I did last year which I am adding to my EF but leaving my whole EF in the current a/c as a buffer so I'm not fretting about OD all the time (still clear from about mid July 2020)

Updated my Mortgage Neutral Pension Pot so now looking at June 23 as the day when I will have enough in that pot to cover off my mortgage payments until the end of the mortgage.  I'm going to try and bring that MF date forward, but as a decision I'm going to get CC3 off the books ASAP even though I have plenty of 0% time left.  It would be marginally more efficient to leave CC3 for longer, but its become emotional!! 

So Money : Priority 1 - CC3  Priority 2 - MN Date.  Priority 3 - Building EF.  Priority 4: Work out what to do when finished with 1-3 

Am waiting until 1st of June before I do my full look back and look forward but quite happy  with budgets still showing prudent lockdown tendencies, but a few coffees out are a welcome break.

mark55man

Walked to the gym (2km) did 4km on the treadmill and walked back.  I could have just walked there and back twice and saved myself the bother.  But I did have a go on a few of the other machines so not meant entirely seriously.  Well over 10000 steps today though, although not at my record for the year yet

savingholmes

Sounds like you've got it together on the exercise and money front... I managed 6908 steps so far today around a beautiful NT garden that is terraced - so some 'climbing' too...