2020++ - smiling and waving and looking so fine

mark55man

Managed a couple of trips to the tip and my OH and DS1 sorted out some charity donations that we are a sort of clearing house for.  Moved out the lounge into the car for delivery tomorrow!!, 

doingitanyway

I have people I give my charity donations too to take to the shop when opened. It's just dawned on me that they may think I'm treating them like a 'clearing house' oh dear...

mark55man

but we love them for it and its entirely our/their choice how we manage it. Post pandemic, seeing a little more of our lounge floor will be a reward, but not as rewarding as helping others.  The hardest bit is turning away generosity because we can't take everything, but if your gifts were unwelcome you would have been told.

doingitanyway

Thanks for that mark55man and thanks for being one of the much appreciated clearing houses

ohdearhowdidthathappen

Just caught up.... well done on clearing CC2.
Politics is tricky.... I'll own up, I do tend to vote blue.... the alternatives always seem underwhelming.  I've worked in NHS under labour and they were no better.  They introduced agenda for change, ugh, biggest stitch up ever and they introduced tax credits :-/ pricing people out of working.  KS seems a bit clueless and is probably a secret Tory anyway.  And I genuinely just had to google who was current LD leader. 
How are your kids all doing?

savingholmes

I would have to Google too on LD.
Glad the decluttering is going well Mark

mark55man

Moving on from politics as the number of people who have had their minds changed politically on the internet is the same as my DF target (ie 0)

June is insurance month so H******x put my home insurance up by 35% after a no claim year and generously offered me a 20% discount.  No thanks, now with the red telephone people who offered better cover for the same as I paid last year.  So didn't really save anything but didn't lose anything and that's OK by me

Car insurance has been with the red phone people for years, and they were very helpful offering me a few suggestions to reduce the cost during/post pandemic - so I ended up with the same cover (except miles) for £100 less.  I am quite loyal to them because they were very good when OH had a bit of a bang a few years ago (pre diary).  I do look confused (ha ha) .com but only names that come up I never heard of, and for £20 I'll stick thank you

Otherwise been very boring.  Always get excited as we head to the end of the month as I can revisit all my spreadsheets and another pay cheque hits the inbox.  A friend of mine got a new job so we may head out for a drink (his treat) later, but I'm back on the diet big time, so will have whisky and soda but not necessarily together

ohdearhowdidthathappen

Agree... red phone people very good for car insurance, competitive and when I had to claim a few years back it was seamless. Would use them for home insurance, but they won’t insure us (too close to water apparently!).
keeping premiums the same year on year is a definite bonus 

mark55man

going back to fitness and steps my weekly stats (not counting today)
* Weekly total (fri->fri) 11378 / 30000
* Improvement over last week 13%
So I need to kick start this week with steps this weekend - BUT have you seen what's it like out there !!

mark55man

diet back on - restarted at 99kg, lost 2.5kg so far (but the first week is mainly water, but still pleasing)

new predictions for DFD October - unless anything drastically good or bad happens), down to £8k - £7K if I net off all my odd balances.  I paid off £2K last month with a a bit of a boost from some unpaid expenses.  So I think I can do £1K a month for 5 months, then I will raid my EF and/or pay it off from current account and wing it for the next month - its 0% until 2022 so no biggie if I fail or add a but, I just want ti be clear in time to save for xmas.

4000 steps today (doing some garden chores) and went out for a coffee, were planning to sit inside but we hit a sunny spell so sat outside anyway