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2020++ - smiling and waving and looking so fine
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Thanks FH - yes still fine tuning exit plan - will post a bit more about that when I have decided and had the agreements I needI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Sounds promising. Good to have had a refund too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
(If took bigger lump sum = 53.3K or 41.8%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 29/7/250 -
Morning @mark55man just dropping by to say thank you for your support, and to wish you a very merry Christmas.1
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Thank you @humboldt - Christmas has come quickly this year, and only just beginning to feel the joy!!. Have a great break everyone - I will be back after Christmas with my next years plans (no apostrophe as not sure if years is singular or plural!!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Merry Christmas and if we don’t hear from you before happy new year.2
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Hope you and the family have a great Christmas2
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Merry Christmas @mark55man. Enjoying reading your journey.I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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Thank you Dan - you too
Thank you I_L_C I have read it end to end myself a couple of times, I do seem to bang on about steps and pensions - my DF story is really in the first half, the rest is just life
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
Hello - today my dairy is 5 years old!!. Thank you to all who have sailed or visited in her!! I owe my long term friends on here a big online bouquet / beverage for your continued help and motivation, but also to those who drop by occasionally to share a little sparkle a big thank you as well
Next post will show my judgement on the targets - then I will put a longer message in about the way forward
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4
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