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2020++ - smiling and waving and looking so fine
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Hello - another 2 weeks gone
My FIL sadly has passed so we were busy looking after him and each other, and now we are dealing with "stuff".
We somehow managed to clear out another room completely for the handyman to come in and redecorate on Monday (he had a cancellation and gave us a deal to fill in the gap on his schedule as we weren't really ready!!).
Money wise still OK - Project4000 broadly holding, although not been front of mind recently.
Weight wise - managed to lose the holiday excess although very unhealthy eating while we have been all over the place. Doing a fair amount of walking but regular gym going as elusive as ever
Steps - 1.4m since end October - so a bit weak. I might make 1.5m in the year since I got my Garmin - certainly something to improve on next year. Daily average 4000+ not absolutely terrible but that's all you can say for it
OK - that's all will try not to leave it so long next time!
I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Sorry to hear about your FIL, but glad you were able to spend some time with him lately.
The rest can wait.4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3 -
Sorry to hear about your lossDays to Orlando: 462- ☀️🎢2
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Sorry to hear about your father in law. Take care of yourself and your family*Dad loan - £5300 - £7300
*Virgin Credit Card - £3552.50 - £0
*Natwest - £1828.35 -£400
Barclaycard - £2315.25 - £0.00
Creation Finance - £960.32 £860
*Total debt - £8560/£11641.17*
Savings
*Savings Buffer - £1000/£1500
*Emergency Fund - £1000/£1500
New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/2 -
Sorry to hear this sad news. Hope you and your wife are ok.1
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My condolences Mark to you and yours.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/251 -
Sorry to hear this mate.2
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Sorry to read your sad news @mark55man. My condolences to you and your family.2
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Thank you for your kind wishes - we're OK, sad but OK. Life is back to normal really apart from related admin and planning. Who knew it was so complicated - but quite educational - will definitely put the skates on getting all my stuff in order as the FIL had made it easy for us with his detailed planning much of it from a decade ago
Room 2 decoration is on hold as our handyman couldn't make the slot as his original job re re scheduled back so we now are in 50:50 state with the target room empty, but with some if its contents moved into the kitchen and lounge and getting in the way a bit to be frank. Will hold him to his discount price and he has the decency to be a bit embarrassed!!
Also - I finally cancelled the gym - I had tried to reduce my membership to off peak, but they made it so difficult that I just quit - which was surprisingly easy - but all in all £300 of lazy and stupid tax. Its sunny today so will go out for a walk while its pleasant.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
Hope you're all OK @mark55man. Be kind to yourselves Humdinger x2
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