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2020++ - smiling and waving and looking so fine
Comments
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Hi @mark55man great to read that you are feeling a lot better. Fantastic to have a seaside holiday on the horizon. Not sure that ice cream has any calories when eaten at the seaside. Enjoy.1
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Thank you - I will believe you about the ice cream, but no one can convince me that Pasties are calorie-freeI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Glad you are feeling better. Good to have holidays to look forward to as well.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/250 -
Best part of a kilo lost this week so that's half a stone (if I can mix my metrics) since the start of the year
Looking forward to my break, I think I can manage to keep the weight off - but it will be close!!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4 -
You are so close to achieving your goals Mark! Very inspiring. I will try to follow!Debts: Credit Card: €6000 ---> €5050 Feb 25 \ Overdraft: Step 3/100
Savings: FF Fund: Step 23/100 \ CU: 3755/40001 -
CL - thank you for popping in. If you have read more than a few pages congrats. Like must older diaries it variations on a theme with occasional flurries of excitement.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Travelled down yesterday, and in my happy place - a sunny day by the seaside is a blessing. went out for a morning walk so 8000 steps already and there will be more to come as the rest of the house gets going.
on a recommendation stopped off on the way down for a beach and cafe that we don't normally got to - was a bit more expensive than expected but we had promised ourselves at least some posh nosh - and it was very good and we had a corner table shielded from the wind and in the sun.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine5 -
Glad you are at the seaside. I agree a sunny day by the seaside is indeed a blessing. Nice to get steps in early too.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Hi DIA yes indeed - same again today - although windy rather than sunny. a different sort of blessing!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Hi Mark - glad you got to go to the sea!! Well done on the weightloss too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.3K Equity 36.55%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
(If took bigger lump sum = 62K or 48.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.1K updated 14/11/251
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