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2020++ - smiling and waving and looking so fine
Comments
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Glad you are ok. Manic for me too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/260 -
Thanks SH - we made an important deadline yesterday so having the weekend off - back on it Tuesday - so hoping for some family time and some trips outI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine1 -
glad to hear you are still chipping away in background, hope you have a nice weekend break from work.2
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Well done on hitting the deadline. I have a looming one too - and at the moment it is looking more and more impossible.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/260 -
caught up on my household admin and updated my MSE challenges
mowed the front and the back - the front properly, the back I just cut with no collector so it will dry out as it had got a bit shaggy and I'll have another go tomorrow
did some hobby admin as well and then sat out in the sun for a bit when it came out and had a lazy half hour - which was niceI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine3 -
Sounds like a balanced day. Enjoy your evening
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Big deadline met at work - pretty much non stop for a month - Will take a few days off then back for the next one but won't be as bad and I also have a week off with FIL which will be relaxing.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
It's good you get on with your in-laws. It all helps.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/262 -
several hundred miles distance doesn't hurt relations, although more time together would still be preferableI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Made me laughmark55man said:several hundred miles distance doesn't hurt relations, although more time together would still be preferableAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
2) £1.8K Net savings after CCs 14/7/26 (but owed £450) so £2.2K
3) Mortgage neutral by 06/30 (AVC £44.2K + Lump Sums DB £4.6K + (25% of SIPP 1.7K) = 50.5K of £127.5K target 39.6% July 26 (If took bigger lump sum = 72.4K or 56.8%)
4) FI Age 60 income target min £17.1/30K 57% (may need more) If bigger lump sum £15.8/30K 52.67%
5) SIPP £5.7K updated 29/5/260
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