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2020++ - smiling and waving and looking so fine
Comments
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Glad your cat 🐈 is getting better. Mine is lying next to me on my armchairAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Also glad cat is ok. I have become more of a cat person since living with 2 very amusing ones. I now feel destined to have one when I find a new home
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
The right cat is out there somewhere for you DIA. Possibly not a kitten if you value your new home!!I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
So for the first time in 3 months I exceeded my weekly step count last week (up to and including Sunday) - which is nice. Just come back from long weekend city break with OH with the weather just about nice enough to walk everywhereI think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Poor kitty, glad they're on the mend. We had 3 cats and self insured until one got run over and killed
just cremating him was expensive and we realised how hard we'd have found covering the fees if he'd needed lots of work. We've now insured our other 2, costs £21 for the pair at the moment as they're young. Will keep an eye on the premiums as they age though!
Glad the weather behaved for your city break.DFD March 2025 (£35000 paid off)
FFEF £10000/20000 saved3 -
Just bought some trainers. I need to walk more. Like you do.
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Hi Mark - well done on increasing the step count.
DIA - I'd recommend rescue cats as they come litter trained, neutered/spayed and chipped for around £80. We convinced ours they wanted to do their business outside so we don't even have litter trays now and just open the window to let the cat in and out. We don't keep him in overnight though as he is quite noisy - and instead got a little wooden cat house we put in the garden (£45)Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/252 -
so bit of a gap - quite busy at work, but have got a lovely quiet weekend planned with (apparently) lovely weather
money fine.
kids fine.
cats fine,
mojo fine
Maybe a bit of excitement this weekend - watch the lionesses - go out for OH for our missed anniversary (while the cat was poorly)I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine2 -
Enjoy your anniversary celebration.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/250 -
Not dead or sulking, just waiting for payday and being crazy busy at work.I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine4
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