📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2020++ - smiling and waving and looking so fine

Options
1150151153155156186

Comments

  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad your cat 🐈 is getting better. Mine is lying next to me on my armchair 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • doingitanyway
    doingitanyway Posts: 9,944 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Also glad cat is ok. I have become more of a cat person since living with 2 very amusing ones. I now feel destined to have one when I find a new home  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    The right cat is out there somewhere for you DIA.  Possibly not a kitten if you value your new home!!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So for the first time in 3 months I exceeded my weekly step count last week (up to and including Sunday) - which is nice.  Just come back from long weekend city break with OH with the weather just about nice enough to walk everywhere
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Poor kitty, glad they're on the mend.  We had 3 cats and self insured until one got run over and killed  :'( just cremating him was expensive and we realised how hard we'd have found covering the fees if he'd needed lots of work.  We've now insured our other 2, costs £21 for the pair at the moment as they're young.  Will keep an eye on the premiums as they age though!
    Glad the weather behaved for your city break.
    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • doingitanyway
    doingitanyway Posts: 9,944 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Just bought some trainers. I need to walk more. Like you do.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Mark - well done on increasing the step count.

    DIA - I'd recommend rescue cats as they come litter trained, neutered/spayed and chipped for around £80. We convinced ours they wanted to do their business outside so we don't even have litter trays now and just open the window to let the cat in and out. We don't keep him in overnight though as he is quite noisy - and instead got a little wooden cat house we put in the garden (£45)
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    so bit of a gap - quite busy at work, but have got a lovely quiet weekend planned with (apparently) lovely weather

    money fine.
    kids fine.
    cats fine,
    mojo fine 

    Maybe a bit of excitement this weekend - watch the lionesses - go out for OH for our missed anniversary (while the cat was poorly)
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your anniversary celebration.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,209 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Not dead or sulking, just waiting for payday and being crazy busy at work.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.