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2020++ - smiling and waving and looking so fine

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  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad the diet is working for you. Congrats on decluttering - we need to do more but I must admit without the incentive of getting rid of it quickly - unlikely to do so. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • mark55man
    mark55man Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I agree - we are doing what is necessary not what we would like to do. 
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We have Easter eggs too - bought before lockdown! We are starting 5:2 tomorrow - wish me luck!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Haha, I love your sense of humour  :smiley:
    Some of my friends have had massive success on 5:2 and lo carb.  
    Enjoy the Easter break, it'll be a random one, but a break none the less

    DFD March 2025 (£35000 paid off)
    FFEF £10000/20000 saved
  • savingholmes
    savingholmes Posts: 28,958 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've planned  porridge then omelette so far - still deciding on tea. Enjoy the sun while it lasts.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • mark55man
    mark55man Posts: 8,207 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    omelette is lovely - especially with small amount of strong cheddar

    my OH loves porridge with seeds and fruit, but I have gone with greek yoghurt (full fat lo carb) and raspberries (the lo carb end of fruitful naughtiness) as my easy no thought breakfast although egg and bacon is a regular
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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