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2020++ - smiling and waving and looking so fine

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  • doingitanyway
    doingitanyway Posts: 10,142 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    When my hunger diminishes I will have full fat greek yoghurt and berries too. For now eggs really help decrease my appetite so will stick with them. You are doing really well. Inspiring. 
    Have a lovely few days.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I find the yoghurt very filling - its quite solid and only 4g carbs per 100g.  The good thing about lo carb as within reason I don;t have to count calories so can't help you there.

    with nuts and berries you do need to be a bit careful eg raspberries are relatively good (as in low carb), but blueberries very much less good.  Walnuts and brazil nuts are 3-4g of Carbs per 100g but I think Cashews are 10 times that
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I did atkins years ago so have a handle on low and hi gi foods - doesn't seem to normally change my eating habits. Been reasonably good today though.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think I just reached peak MSE and Lo-Carb in that my breakfast consisted of left over salad with high fat dressing- mmmm yummy
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Stay safe indeed. What have you eaten for the rest of the day? 
    My treat today is looking out at a flowering apple tree.... The garden is offering rich rewards at the moment. So grateful for one right now- feeling blessed. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    yes - it must be very hard not to have a garden during isolation

    lunch was scrambled eggs and smoked salmon (from Lidl - stay classy) - supper is going to be stew (bought the beef last Saturday when it was winter) but will avoid the carrots!
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Your weight loss is really coming along now. I've been surprised on how well I am doing on 5:2. Happy Easter. We're having chilli for Sunday lunch as I forgot to buy any lamb!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Thank you SH.  Excellent news on the 5:2.  I did find your diary but forgot to bookmark it - so will remedy that shortly - and then I can catch up properly.  I liked it on the old site when you auto subscribed when you posted, but generally I'm cool.
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
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