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366 Day 1p Challenge 2020

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  • DJB343
    DJB343 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    30p this morning :)
    DEBT - £34,469 | £6,224.01 REMAINING - 81% PAID OFF. GETTING THERE
  • Morning all - I'm at 34.47 at the moment. Some is in the change pot and some in savings. Im thinking it will be a bit of a pain cashing in the change pot so that money I will keep til the end of the year for xmas and anything saved on my online savings acct will be used for paying off overdraft. It's nice keeping track. Its surprised me how much I have managed to put back already. It's changing my mindset about money! Proud moment!
    Keep going everyone!
    Declutter 2020 - 267/2020 :j
    PAYDBX 2020 £4933.65/£11,384.65 :T
    365 Saving challenge #37 £50/£671.61
  • Morning all - I'm at 34.47 at the moment. Some is in the change pot and some in savings. Im thinking it will be a bit of a pain cashing in the change pot so that money I will keep til the end of the year for xmas and anything saved on my online savings acct will be used for paying off overdraft. It's nice keeping track. Its surprised me how much I have managed to put back already. It's changing my mindset about money! Proud moment!
    Keep going everyone!

    If you have a NatWest account some branches have a fee free coin sorter and then you can have the amount added to your account.

    Alternatively, & I've done this, I'd take your loose change to the supermarket & use the self service tills. You do get some odd looks but better than paying 10% of it using the coin sorters you find in the supermarket.

    You can then transfer an equivalent amount to your savings pot
  • hi,
    can I join the 1p challenge please

    thanks:j
  • NX1977 wrote: »
    I have this set up in my bank to automatically transfer the whole months amount at pay day.


    Breaks down to: (so you can do auto transfer to a savings account)

    Jan £4.96
    Feb £12.74
    Mar £23.25
    Apr £31.65
    May £42.16
    Jun £49.95
    Jul £61.07
    Aug £70.68
    Sep £77.55
    Oct £89.59
    Nov £95.85
    Dec £108.50

    Total £667.95

    Many thanks to NX1977 for this calculation. Much easier for me to just send monthly and as things will get tight towards christmas I has started with decembers, so 108.50 sent to the building society today :j
    #113 12K in 2020 Challenge #113 £17,103/£12,000 £15000
  • Can I join please?��
  • Eassenav
    Eassenav Posts: 52 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Can I please join?

    Looking forward to seeing my balance grow :)
  • I've managed to get an extra 4p in mine, IFTTT decided to get confused on the 4th day and moved the money twice on my Monzo account ��
  • CazzieLT
    CazzieLT Posts: 348 Forumite
    Part of the Furniture 100 Posts
    #10 checking in with a running total of £18.20 - managing to stick with the biggest amounts so far! (Don't worry, I won't do this every day!) :D xxx
    House Deposit Fund - £30,000 / Fees Fund - £5,000
    Furniture Fund - £2,500 / White Goods Fund - £2,500 / Flooring Fund - £2,500
    Emergency Fund - £7,500
    365 Day Penny Challenge for 2025 - £535.92/£667.95 (Holiday Fund)
    £2 Savers Club for 2025 - £24/£200 (Christmas Fund)
    52 Week Card Challenge for 2025 - £189/£400 (Fun Fund)
  • Added £3.90 into the pot, making £7.75 so far. I aim to do a few days in one a few times so if I get complacent, I have made up for it a little!

    #15
    366 Day Penny Challenge 2020 #15 - £671.61/£671.61
    Virtual Sealed Pot Challenge 2020 #15 - £556.83//£550

    Always looking for tips to save.
    Currently saving to hopefully move out of my family home in the next year or two!
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