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366 Day 1p Challenge 2020

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  • I've already started with a different sheet that is for 365 days, so think I'm going to stick to that and then on 31.12.20 I might add that extra day at the very end :)

    Well done everyone so far :D
    366 Day Penny Challenge 2020 #15 - £671.61/£671.61
    Virtual Sealed Pot Challenge 2020 #15 - £556.83//£550

    Always looking for tips to save.
    Currently saving to hopefully move out of my family home in the next year or two!
  • IWillSucceed
    IWillSucceed Posts: 26 Forumite
    edited 3 January 2020 at 1:27PM
    Hi elsiepac- Would love to do the challenge this year again - can I get a number please?
    PAYDBX 2020 - #?? Pd £600/ £8900
    1% Challenge #?? 00% :
    366 Day Penny Challenge #??£667.95
    SPC 13
    #115

    Virgin £00/£8500 FD: £00.00/£1300 [STRIKE]MBNA: £500[/STRIKE]
  • For me a virtual account do work if I was any good at that I wouldn’t be in this mess. I empty my change tick off the spreadsheet then every once in a while swop first £5s or £10s by giving the change to local shopkeeper. Last year I took all the coins left to Nat West who have a top in machine and charge no interest. Good luck peeps
    DF by 2023 No 17 £1,644 /£6000 Total debt £18,000 at the start of DFW Journey. 201814TH JULY 2021 DEBT FREE now in control365 1p challenge No 49
  • Bexta140790
    Bexta140790 Posts: 11 Forumite
    edited 3 January 2020 at 12:34PM
    I’m in. I’m doing it in one of my savings accounts and just transferring the money either weekly or monthly. I already have the first 6 weeks in which takes me up to my next payment date.
    I’m also probably going to get a savings jar and do it in cash as well. Although I think I’d struggle as it’s very rare I have any cash anymore.

    I’m probably not going to do it in order either. I don’t want to have to pay in such a big amount in December. I’m planning on having a few no spend months this year so it will probably be good to add the larger amounts then so I don’t have the extra money in my current account teasing me :rotfl:
  • Add me in please, sounds like a worthwhile challenge.
  • Aidan78
    Aidan78 Posts: 5 Forumite
    Hi elsiepac,

    New to MSE but have discovered this thread and am interested in joining this challenge.

    Count me in please :)

    Aidan
    #005 - 20p Savers 2020 :)
    #047 - 366 Day 1p Challenge 2020
  • Can I join please? I'm using Monzo but doing it in reverse order. Currently have £11.87 in there
    Debts: ASDA Loan - £6,848.01
    Xmas Fund: £15/700 2%; Holiday Fund: £256.05/2000 12.8%; Emergency Fund: £25/700 3.5%;
    VSP: £127.44/300 42.4%
  • Going in reverse order so day 3 is £3.64 again (did £3.64 yesterday and then realised 366 days this year - d'oh!)

    Have just been transferring it from my main account to my Lloyds account, it's a satisfying feeling!
  • 2sonmum
    2sonmum Posts: 55 Forumite
    Eighth Anniversary 10 Posts Combo Breaker
    Can I join please want to get motivated to save this year
    #025 Sealed pot challenge 

  • oooo Yes!

    I did this last year and it worked BRILLIANTLY!

    I did it backwards. Saved my bacon :)

    Can I sign up please?

    XXX
    Nevertheless she persisted.
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