Virgin Money Current Account

luvchocolate

The answer is within this thread....

schiff

coolcats said:

Can you have more than one of these accounts?

49 pages is a lot - yes you can.

tel_

schiff said:
49 pages is a lot - yes you can.

Mmm, not quite as straight forward as that (taken from the MSE website):

There's no set limit, though Virgin Money told us you'd need to have a good reason to open further accounts. When pressed, it suggested that opening another account to get more interest wouldn't be considered a good reason, but opening a joint account with your partner as you liked your individual account so much would be seen much more kindly.

[Deleted User]

Anyone got a photo of the debit card (with sensitive information blurred out obviously)? 

RG2015

[Deleted User] said:

Anyone got a photo of the debit card (with sensitive information blurred out obviously)? 

SnowTiger

tel_ said:

schiff said:
49 pages is a lot - yes you can.

Mmm, not quite as straight forward as that (taken from the MSE website):

There's no set limit, though Virgin Money told us you'd need to have a good reason to open further accounts. When pressed, it suggested that opening another account to get more interest wouldn't be considered a good reason, but opening a joint account with your partner as you liked your individual account so much would be seen much more kindly.

I'm greedy and opened a second account last week.  The application process was completely automate and I was given my new account number immediately.  I could also view my new account in online banking.

Card and PIN arrived quickly.  Applied for new account on the 4th in the evening.  Card and PIN arrived on the 8th.

funkycredit

I've also got two of these, plus an old B (3 years old) which has just been rebranded (new card arrived last week. Confused me a bit as it wasn't clear it was a B replacement card). 

I opened the first VM in May and second in June. All 3 accounts have a £1k OD facility (offered at application page) but I just paid £1k into each and leave it. 

When I opened the first (and second) I was logged in so it pre-filled in most the form anyway. I just updated a few bits to bring it up to date. Went through the application and was offered account and OD; clicked accept to the offer and account was visible instantly on mobile app. Very easy & smooth process in my view. 

notveryeducated

Anyone got a pic of the debit card in person? (with sensitive information blurred)?

kaMelo

notveryeducated said:

Anyone got a pic of the debit card in person? (with sensitive information blurred)?

No need to blur any information as all the info is on the back, the front looks exactly like the one in the picture posted earlier apart from the "chip" next to the Mastercard logo.
When you say "in person" you mean a picture of someone holding the card? (Do they need to smile too?)

kaMelo

Darn it, I've fallen foul of the (overzealous?) security..
Tried to make a payment from Virgin to another of my accounts, needed to verify this with the app which I duly did. Not good enough, I now need to phone them up. Again I duly did, passed all relevant questions and confirmed I really did want to make the payment which should be released in four hours. 
I know security is essential but this is rather onerous.
Log in online, confirm log in through the app. Make payment online, confirm again through the app. Phone up and pass more security, including a telephone pin, all for a few hundred pounds to a payee I've used before.  
No wonder their phone lines are busy if this his how they operate.

I'm happy to put up with things to collect a bit of interest but use as a main account? No chance.