Virgin Money Current Account

cricidmuslibale

RG2015 said:

Not sure VM would be concerned that funding was from savings rather than income. After all it is just a one off £1,000 for each account. A greater concern would be that they limited the number of accounts.

It certainly would be but hopefully that ship has now well and truly sailed!

cricidmuslibale

veryintrigued said:

wiseonesomeofthetime said:

Because others have questioned how many can be opened.

Sorry if it does not interest you.

Ah right.

Thought it was a stand-alone brag that risks killing a golden goose.

My mistake

To be fair to wiseonesomeofthetime, earlier in this thread more than one contributor was openly stating that they had managed to open more than this no. of them and other posters, not realising the possible implications, were saying well done etc.

dc_scotland

cricidmuslibale said:

veryintrigued said:

wiseonesomeofthetime said:

Because others have questioned how many can be opened.

Sorry if it does not interest you.

Ah right.

Thought it was a stand-alone brag that risks killing a golden goose.

My mistake

To be fair to wiseonesomeofthetime earlier in this thread more than one contributor was openly stating that they had managed to open more than this no. of them and other posters, not realising the possible implications, were saying well done etc.

I emailed Virgin recently for clarification on this issue, and they confirmed that there is no limit on the number of Virgin current accounts that a customer may have.

cricidmuslibale

Thank you dc_scotland! That is potentially one of the most helpful posts I've seen so far on this forum! (I'm a relative newbie tbh so I've not seen the many other very helpful posts that longstanding members of MSE's forums may well have seen.) 

ischris85

Virgin have seriously got to sort their app out logged on this evening to see account unavailable

Lightning360

It seems they are changing the name of the Virgin Money current account "Our Virgin Money Current Account will soon be changing to be the M Plus Account. Don’t worry, it’s just a name change. Everything else stays the same."

Current Accounts - Open an Account Online | Virgin Money UK

Bobblehat

Lightning360 said:

...............................
 Don’t worry, it’s just a name change. Everything else stays the same."

Current Accounts - Open an Account Online | Virgin Money UK

That's a shame ... I was hoping things might improve! Not impressed with my VMCA so far.

Lightning360

Bobblehat said:

Lightning360 said:

...............................
 Don’t worry, it’s just a name change. Everything else stays the same."

Current Accounts - Open an Account Online | Virgin Money UK

That's a shame ... I was hoping things might improve! Not impressed with my VMCA so far.

What issues have you had? I've been happy with mine so far.

[Deleted User]

You can always try the Yorkshire or Clydesdale app as they are a simplified version of the Virgin app.

Yorkshire uses 05 sort codes and Clydesdale 82 sort codes to define what legacy app to use.

Bobblehat

Lightning360 said:

What issues have you had? I've been happy with mine so far.

Despite having sufficient cleared funds, Virgin bounced a one-off £1500 DD back to a PO Saver unpaid ... no real explanation why, just waffle! The next DD (to TV Licence) showed clock ("Being Processed") symbol for several days after the DD collection date, to a point where I started a chat to find out if they were going to bounce that one as well. Again, I was given waffle about how it sometimes does that! I had to expressly ask in the chat if the payment was actually sent on the due collection date or not. The reply was a not very reassuring "It will have done". I wasn't prepared to waste any more time on the chat pursuing this, so I've now moved all future DD's and SO's from the VM CA to other accounts. £1000 can sit there while the interest is 2%, or until I need it!

As mentioned by others, I also dislike the fact that I have to have a smartphone handy to logon via a PC. My old eyes like big screens and proper keyboards, so I prefer to use a PC rather than a phone. Other accounts I have with other banks either don't need a phone to logon, or you get a choice of a landline OTP. Do I hear the word "Luddite" wafting through the ether?

I'll give them that the wine was enjoyable though!